PT MNC Kapital Indonesia Tbk (ISX:BCAP) Days Payable: 120.05 (As of Jun. 2026) — 55% Below Median

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ISX:BCAP PT MNC Kapital Indonesia Tbk ISX:BCAP
74 GF Score
Price Rp50.00
GF Value Rp67.95
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT MNC Kapital Indonesia Tbk Days Payable?

PT MNC Kapital Indonesia Tbk ISX:BCAP 74 Days Payable is 120.05 as of Jun. 2026, which is 55% below its 10-year median of 265.12. GuruFocus rates ISX:BCAP with a GF Score™ of 74/100 and a GF Value™ of Rp67.95 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 75 Diversified Financial Services companies, PT MNC Kapital Indonesia Tbk ranks better than 68% on this metric.

PT MNC Kapital Indonesia Tbk's average Accounts Payable for the three months ended in Jun. 2026 was Rp550,972 Mil. PT MNC Kapital Indonesia Tbk's Cost of Goods Sold for the three months ended in Jun. 2026 was Rp418,809 Mil. Hence, PT MNC Kapital Indonesia Tbk's Days Payable for the three months ended in Jun. 2026 was 120.05.

The historical rank and industry rank for PT MNC Kapital Indonesia Tbk's Days Payable or its related term are showing as below:

ISX:BCAP' s Days Payable Range Over the Past 10 Years
Min: 157.35   Med: 265.12   Max: 591.96
Current: 185.29

During the past 13 years, PT MNC Kapital Indonesia Tbk's highest Days Payable was 591.96. The lowest was 157.35. And the median was 265.12.

ISX:BCAP's Days Payable is ranked better than
68% of 75 companies
in the Diversified Financial Services industry
Industry Median: 69.86 vs ISX:BCAP: 185.29

PT MNC Kapital Indonesia Tbk's Days Payable increased from Jun. 2025 (112.74) to Jun. 2026 (120.05). It may suggest that PT MNC Kapital Indonesia Tbk delayed paying its suppliers.


PT MNC Kapital Indonesia Tbk Days Payable Historical Data

* Premium members only.

The historical data trend for PT MNC Kapital Indonesia Tbk's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT MNC Kapital Indonesia Tbk Days Payable Chart

PT MNC Kapital Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 372.89 234.21 254.22 183.47 157.35

PT MNC Kapital Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 112.74 180.30 417.06 182.06 120.05

ISX:BCAP vs FRHC, VOYA, HTH: Days Payable Comparison

For the Financial Conglomerates subindustry, PT MNC Kapital Indonesia Tbk's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT MNC Kapital Indonesia Tbk Days Payable vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, PT MNC Kapital Indonesia Tbk's Days Payable distribution charts can be found below:

* The bar in red indicates where PT MNC Kapital Indonesia Tbk's Days Payable falls into.


ISX:BCAP
74GF Score
PT MNC Kapital Indonesia Tbk ISX:BCAP
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT MNC Kapital Indonesia Tbk Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

PT MNC Kapital Indonesia Tbk's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (410856 + 879649) / 2 ) / 1496756*365
=645252.5 / 1496756*365
=157.35

PT MNC Kapital Indonesia Tbk's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( (715197 + 386747) / 2 ) / 418809*365 / 4
=550972 / 418809*365 / 4
=120.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 120.05 mean?
PT MNC Kapital Indonesia Tbk (ISX:BCAP) has a Days Payable of 120.05 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. This is 55% below median its historical median of 265.12. Over the past decade, PT MNC Kapital Indonesia Tbk's Days Payable has ranged from 157.35 to 591.96. According to the industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #24 out of 75 companies in the Diversified Financial Services industry, placing it in the top 32%.
Is PT MNC Kapital Indonesia Tbk's Days Payable too high?
PT MNC Kapital Indonesia Tbk's current Days Payable of 120.05 is 55% below median its 10-year median of 265.12. Over the past 10 years, this metric has ranged from a low of 157.35 to a high of 591.96. The Diversified Financial Services industry median Days Payable is 69.86. PT MNC Kapital Indonesia Tbk's value of 120.05 is 71.8% above this industry median. Based on the distribution chart, PT MNC Kapital Indonesia Tbk ranks #24 out of 75 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, PT MNC Kapital Indonesia Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MNC Kapital Indonesia Tbk's Days Payable compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #24 out of 75 companies for Days Payable. This puts PT MNC Kapital Indonesia Tbk in the upper half of its industry. The industry median Days Payable is 69.86. PT MNC Kapital Indonesia Tbk's value of 120.05 is 71.8% above this benchmark. Historically, PT MNC Kapital Indonesia Tbk's own Days Payable has ranged from 157.35 to 591.96 over the past decade. While the company's 10-year median is 265.12 vs. the industry median of 69.86, PT MNC Kapital Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Diversified Financial Services company?
The median Days Payable among Diversified Financial Services companies is 69.86, based on 75 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MNC Kapital Indonesia Tbk's current Days Payable of 120.05 is 71.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. For the Diversified Financial Services industry, the median Days Payable is 69.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MNC Kapital Indonesia Tbk's current Days Payable is 120.05, which is 55% below median its own 10-year median of 265.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MNC Kapital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk (ISX:BCAP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp67.95, compared to a current price of Rp50.00 — trading 26.4% below its estimated fair value. The current Days Payable is 120.05, which is 55% below median its 10-year median of 265.12 and 71.8% above the Diversified Financial Services industry median of 69.86. PT MNC Kapital Indonesia Tbk's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PT MNC Kapital Indonesia Tbk (ISX:BCAP), the current Days Payable is 120.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT MNC Kapital Indonesia Tbk (ISX:BCAP) Overvalued in 2026?

Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp50.00 is trading 26.4% below its estimated GF Value™ of Rp67.95. GuruFocus considers PT MNC Kapital Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BCAP:

  • Days Payable: 120.05 (55% below median its 10-year median of 265.12)
  • GF Value™: Rp67.95 vs. price of Rp50.00 (26.4% below fair value)
  • GF Score™: 74/100 with 4 warning signs
  • Industry Position: 71.8% above the Diversified Financial Services median (#24 of 75)

No single metric tells the full story. See the ISX:BCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT MNC Kapital Indonesia Tbk Business Description

Address Jalan Kebon Sirih No. 21-27, MNC Bank Tower, 21st Floor, MNC Center, Central Jakarta, Jakarta, IDN, 10340
PT MNC Kapital Indonesia Tbk is an Indonesia-based integrated financial services company. Along with its subsidiaries, the company operates through several business segments, including Banking, Insurance, Brokerage and Underwriting, Multifinance, Financial Technology, Fund Management, Investment, and Property Leasing. The company provides banking services for individuals, MSMEs, and wholesale customers, as well as insurance, capital market, financing, and digital financial services. The company derives the majority of its revenue from the Banking segment.
74GF Score

Get the complete analysis for ISX:BCAP

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp50.00
Price
Rp67.95
GF Value