PT MNC Kapital Indonesia TbkISX:BCAP 74 Interest Coverage is 1.37 as of Mar. 2026, which is 4% above its 10-year median of 1.32. GuruFocus rates ISX:BCAP with a GF Score™ of 74/100 and a GF Value™ of Rp68.53 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 396 Diversified Financial Services companies, PT MNC Kapital Indonesia Tbk ranks worse than 99.49% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PT MNC Kapital Indonesia Tbk's
Operating Income
for the
three
months ended in Mar. 2026 was Rp452,840 Mil. PT MNC Kapital Indonesia Tbk's Interest Expense for the
three
months ended in Mar. 2026 was Rp-331,689 Mil.
PT MNC Kapital Indonesia Tbk's interest coverage for the quarter that ended in Mar. 2026 was 1.37.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PT MNC Kapital Indonesia Tbk's Interest Coverage or its related term are showing as below:
ISX:BCAP'
s Interest Coverage Range Over the Past 10 Years
Min: 0.93 Med: 1.32 Max: 1.68
Current: 1.31
ISX:BCAP's Interest Coverage is ranked worse than 99.49% of 396
companies
in the Diversified Financial Services industry
Industry Median: No Debt
vs ISX:BCAP: 1.31
PT MNC Kapital Indonesia Tbk (ISX:BCAP) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT MNC Kapital Indonesia Tbk Interest Coverage Related Terms
PT MNC Kapital Indonesia Tbk Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PT MNC Kapital Indonesia Tbk Interest Coverage Chart
ISX:BCAP vs VOYA, FRHC: Interest Coverage Comparison
For the Financial Conglomerates subindustry, PT MNC Kapital Indonesia Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT MNC Kapital Indonesia Tbk Interest Coverage vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, PT MNC Kapital Indonesia Tbk's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PT MNC Kapital Indonesia Tbk's Interest Coverage falls into.
PT MNC Kapital Indonesia Tbk Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT MNC Kapital Indonesia Tbk (ISX:BCAP) has a Interest Coverage of 1.37 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. This is near median its historical median of 1.32. Over the past decade, PT MNC Kapital Indonesia Tbk's Interest Coverage has ranged from 0.93 to 1.68. According to the industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #394 out of 396 companies in the Diversified Financial Services industry, placing it in the top 99.5%.
Is PT MNC Kapital Indonesia Tbk's Interest Coverage too high?
PT MNC Kapital Indonesia Tbk's current Interest Coverage of 1.37 is near median its 10-year median of 1.32. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 1.68. The Diversified Financial Services industry median Interest Coverage is 10,000.00. PT MNC Kapital Indonesia Tbk's value of 1.37 is 100% below this industry median. Based on the distribution chart, PT MNC Kapital Indonesia Tbk ranks #394 out of 396 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, PT MNC Kapital Indonesia Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MNC Kapital Indonesia Tbk's Interest Coverage compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #394 out of 396 companies for Interest Coverage. This places PT MNC Kapital Indonesia Tbk in the lower half of its industry. The industry median Interest Coverage is 10,000.00. PT MNC Kapital Indonesia Tbk's value of 1.37 is 100% below this benchmark. Historically, PT MNC Kapital Indonesia Tbk's own Interest Coverage has ranged from 0.93 to 1.68 over the past decade. While the company's 10-year median is 1.32 vs. the industry median of 10,000.00, PT MNC Kapital Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MNC Kapital Indonesia Tbk's current Interest Coverage of 1.37 is 100% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MNC Kapital Indonesia Tbk's current Interest Coverage is 1.37, which is near median its own 10-year median of 1.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MNC Kapital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk (ISX:BCAP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp68.53, compared to a current price of Rp50.00 — trading 27% below its estimated fair value. The current Interest Coverage is 1.37, which is near median its 10-year median of 1.32 and 100% below the Diversified Financial Services industry median of 10,000.00. PT MNC Kapital Indonesia Tbk's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT MNC Kapital Indonesia Tbk (ISX:BCAP), the current Interest Coverage is 1.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT MNC Kapital Indonesia Tbk (ISX:BCAP) Overvalued in 2026?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp50.00 is trading 27% below its estimated GF Value™ of Rp68.53.
GuruFocus considers PT MNC Kapital Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BCAP:
Interest Coverage: 1.37 (near median its 10-year median of 1.32)
GF Value™: Rp68.53 vs. price of Rp50.00 (27% below fair value)
Industry Position: 100% below the Diversified Financial Services median (#394 of 396)
No single metric tells the full story. See the ISX:BCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT MNC Kapital Indonesia Tbk is an Indonesia-based integrated financial services company. Along with its subsidiaries, the company operates through several business segments, including Banking, Insurance, Brokerage and Underwriting, Multifinance, Financial Technology, Fund Management, Investment, and Property Leasing. The company provides banking services for individuals, MSMEs, and wholesale customers, as well as insurance, capital market, financing, and digital financial services. The company derives the majority of its revenue from the Banking segment.
74GF Score
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