PT MNC Kapital Indonesia Tbk (ISX:BCAP) Quick Ratio: 3.08 (As of Mar. 2026) — 30% Below Median


ISX:BCAP PT MNC Kapital Indonesia Tbk ISX:BCAP
74 GF Score
Price Rp50.00
GF Value Rp68.53
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PT MNC Kapital Indonesia Tbk Quick Ratio?

PT MNC Kapital Indonesia Tbk ISX:BCAP 74 Quick Ratio is 3.08 as of Mar. 2026, which is 30% below its 10-year median of 4.42. GuruFocus rates ISX:BCAP with a GF Score™ of 74/100 and a GF Value™ of Rp68.53 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 504 Diversified Financial Services companies, PT MNC Kapital Indonesia Tbk ranks worse than 50.2% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. PT MNC Kapital Indonesia Tbk's quick ratio for the quarter that ended in Mar. 2026 was 3.08.

PT MNC Kapital Indonesia Tbk has a quick ratio of 3.08. It generally indicates good short-term financial strength.

The historical rank and industry rank for PT MNC Kapital Indonesia Tbk's Quick Ratio or its related term are showing as below:

ISX:BCAP' s Quick Ratio Range Over the Past 10 Years
Min: 0.36   Med: 4.42   Max: 9.85
Current: 3.08

During the past 13 years, PT MNC Kapital Indonesia Tbk's highest Quick Ratio was 9.85. The lowest was 0.36. And the median was 4.42.

ISX:BCAP's Quick Ratio is ranked worse than
50.2% of 504 companies
in the Diversified Financial Services industry
Industry Median: 3.135 vs ISX:BCAP: 3.08

PT MNC Kapital Indonesia Tbk  (ISX:BCAP) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


PT MNC Kapital Indonesia Tbk Quick Ratio Related Terms


PT MNC Kapital Indonesia Tbk Quick Ratio Historical Data

* Premium members only.

The historical data trend for PT MNC Kapital Indonesia Tbk's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT MNC Kapital Indonesia Tbk Quick Ratio Chart

PT MNC Kapital Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.55 5.74 9.85 2.98 2.66

PT MNC Kapital Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.36 2.90 3.79 2.66 3.08

ISX:BCAP vs VOYA, FRHC: Quick Ratio Comparison

For the Financial Conglomerates subindustry, PT MNC Kapital Indonesia Tbk's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT MNC Kapital Indonesia Tbk Quick Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, PT MNC Kapital Indonesia Tbk's Quick Ratio distribution charts can be found below:

* The bar in red indicates where PT MNC Kapital Indonesia Tbk's Quick Ratio falls into.


ISX:BCAP
74GF Score
PT MNC Kapital Indonesia Tbk ISX:BCAP
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT MNC Kapital Indonesia Tbk Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

PT MNC Kapital Indonesia Tbk's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(13326906-0)/5016499
=2.66

PT MNC Kapital Indonesia Tbk's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(16076125-0)/5212616
=3.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 3.08 mean?
PT MNC Kapital Indonesia Tbk (ISX:BCAP) has a Quick Ratio of 3.08 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. This is 30% below median its historical median of 4.42. Over the past decade, PT MNC Kapital Indonesia Tbk's Quick Ratio has ranged from 0.36 to 9.85. According to the industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #253 out of 504 companies in the Diversified Financial Services industry, placing it in the top 50.2%.
Is PT MNC Kapital Indonesia Tbk's Quick Ratio too high?
PT MNC Kapital Indonesia Tbk's current Quick Ratio of 3.08 is 30% below median its 10-year median of 4.42. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 9.85. The Diversified Financial Services industry median Quick Ratio is 3.14. PT MNC Kapital Indonesia Tbk's value of 3.08 is 1.8% below this industry median. Based on the distribution chart, PT MNC Kapital Indonesia Tbk ranks #253 out of 504 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, PT MNC Kapital Indonesia Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MNC Kapital Indonesia Tbk's Quick Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #253 out of 504 companies for Quick Ratio. This places PT MNC Kapital Indonesia Tbk in the lower half of its industry. The industry median Quick Ratio is 3.14. PT MNC Kapital Indonesia Tbk's value of 3.08 is 1.8% below this benchmark. Historically, PT MNC Kapital Indonesia Tbk's own Quick Ratio has ranged from 0.36 to 9.85 over the past decade. While the company's 10-year median is 4.42 vs. the industry median of 3.14, PT MNC Kapital Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Diversified Financial Services company?
The median Quick Ratio among Diversified Financial Services companies is 3.14, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MNC Kapital Indonesia Tbk's current Quick Ratio of 3.08 is 1.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. For the Diversified Financial Services industry, the median Quick Ratio is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MNC Kapital Indonesia Tbk's current Quick Ratio is 3.08, which is 30% below median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MNC Kapital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk (ISX:BCAP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp68.53, compared to a current price of Rp50.00 — trading 27% below its estimated fair value. The current Quick Ratio is 3.08, which is 30% below median its 10-year median of 4.42 and 1.8% below the Diversified Financial Services industry median of 3.14. PT MNC Kapital Indonesia Tbk's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For PT MNC Kapital Indonesia Tbk (ISX:BCAP), the current Quick Ratio is 3.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT MNC Kapital Indonesia Tbk (ISX:BCAP) Overvalued in 2026?

Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp50.00 is trading 27% below its estimated GF Value™ of Rp68.53. GuruFocus considers PT MNC Kapital Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BCAP:

  • Quick Ratio: 3.08 (30% below median its 10-year median of 4.42)
  • GF Value™: Rp68.53 vs. price of Rp50.00 (27% below fair value)
  • GF Score™: 74/100 with 5 warning signs
  • Industry Position: 1.8% below the Diversified Financial Services median (#253 of 504)

No single metric tells the full story. See the ISX:BCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT MNC Kapital Indonesia Tbk Business Description

Address Jalan Kebon Sirih No. 21-27, MNC Bank Tower, 21st Floor, MNC Center, Central Jakarta, Jakarta, IDN, 10340
PT MNC Kapital Indonesia Tbk is an Indonesia-based integrated financial services company. Along with its subsidiaries, the company operates through several business segments, including Banking, Insurance, Brokerage and Underwriting, Multifinance, Financial Technology, Fund Management, Investment, and Property Leasing. The company provides banking services for individuals, MSMEs, and wholesale customers, as well as insurance, capital market, financing, and digital financial services. The company derives the majority of its revenue from the Banking segment.
74GF Score

Get the complete analysis for ISX:BCAP

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp50.00
Price
Rp68.53
GF Value