Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Alkami TechnologyMEX:ALKT 71 Cash Ratio is 0.97 as of Jun. 2026, which is 69% below its 10-year median of 3.08. GuruFocus rates MEX:ALKT with a GF Score™ of 71/100 and a GF Value™ of MXN577.48 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,820 Software companies, Alkami Technology ranks better than 56.45% on this metric.
Alkami Technology has a Cash Ratio of 0.97. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Alkami Technology's Cash Ratio or its related term are showing as below:
MEX:ALKT'
s Cash Ratio Range Over the Past 10 Years
Min: 0.65 Med: 3.08 Max: 11.45
Current: 0.97
During the past 7 years, Alkami Technology's highest Cash Ratio was 11.45. The lowest was 0.65. And the median was 3.08.
MEX:ALKT's Cash Ratio is ranked better than 56.45% of 2820
companies
in the Software industry
Industry Median: 0.775
vs MEX:ALKT: 0.97
Alkami Technology (MEX:ALKT) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Alkami Technology Cash Ratio Related Terms
Alkami Technology Cash Ratio Historical Data
* Premium members only.
The historical data trend for Alkami Technology's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Alkami Technology's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alkami Technology Cash Ratio vs Software Industry
For the Software industry and Technology sector, Alkami Technology's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Alkami Technology's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alkami Technology (MEX:ALKT) has a Cash Ratio of 0.97 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Alkami Technology and its competitors. This is 69% below median its historical median of 3.08. Over the past decade, Alkami Technology's Cash Ratio has ranged from 0.65 to 11.45. According to the industry distribution chart, Alkami Technology ranks #1228 out of 2820 companies in the Software industry, placing it in the top 43.5%.
Is Alkami Technology's Cash Ratio too high?
Alkami Technology's current Cash Ratio of 0.97 is 69% below median its 10-year median of 3.08. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 11.45. The Software industry median Cash Ratio is 0.78. Alkami Technology's value of 0.97 is 25.2% above this industry median. Based on the distribution chart, Alkami Technology ranks #1228 out of 2820 companies in the Software industry, which is above the industry midpoint. Overall, Alkami Technology has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alkami Technology's Cash Ratio compare to NCNO and BVC?
According to the Software industry distribution chart, Alkami Technology ranks #1228 out of 2820 companies for Cash Ratio. This puts Alkami Technology in the upper half of its industry. The industry median Cash Ratio is 0.78. Alkami Technology's value of 0.97 is 25.2% above this benchmark. Historically, Alkami Technology's own Cash Ratio has ranged from 0.65 to 11.45 over the past decade. While the company's 10-year median is 3.08 vs. the industry median of 0.78, Alkami Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alkami Technology's current Cash Ratio of 0.97 is 25.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Alkami Technology and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alkami Technology's current Cash Ratio is 0.97, which is 69% below median its own 10-year median of 3.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkami Technology stock overvalued right now?
Based on GuruFocus' analysis, Alkami Technology (MEX:ALKT) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN577.48, compared to a current price of MXN314.00 — trading 45.6% below its estimated fair value. The current Cash Ratio is 0.97, which is 69% below median its 10-year median of 3.08 and 25.2% above the Software industry median of 0.78. Alkami Technology's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Alkami Technology (MEX:ALKT), the current Cash Ratio is 0.97 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alkami Technology (MEX:ALKT) Overvalued in 2026?
Based on GuruFocus' analysis, Alkami Technology stock appears to be undervalued.
The current stock price of MXN314.00 is trading 45.6% below its estimated GF Value™ of MXN577.48.
GuruFocus considers Alkami Technology to be Significantly Undervalued.
Key valuation signals for MEX:ALKT:
Cash Ratio: 0.97 (69% below median its 10-year median of 3.08)
GF Value™: MXN577.48 vs. price of MXN314.00 (45.6% below fair value)
Industry Position: 25.2% above the Software median (#1228 of 2820)
No single metric tells the full story. See the MEX:ALKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alkami Technology Inc is a cloud-based digital banking solutions provider. The company offers the Alkami Digital Sales & Service Platform, which includes a digital banking platform, onboarding and account opening solutions, and data and marketing tools. The platform enables financial institutions to onboard and engage users, support revenue growth, and improve operational efficiency through a cloud-based, multi-tenant architecture. The company provides services to clients under software-as-a-service arrangements. It derives substantially all of its revenues from SaaS subscription services charged for the use of digital sales and service solutions.
71GF Score
Get the complete analysis for MEX:ALKT
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:ALKT has been successfully added to your 
