ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Alkami Technology's annualizedNet Income for the quarter that ended in Mar. 2026 was MXN-719 Mil.
Alkami Technology's average Total Assets over the quarter that ended in Mar. 2026 was MXN15,105 Mil. Therefore, Alkami Technology's annualized ROA % for the quarter that ended in Mar. 2026 was -4.76%.
The historical rank and industry rank for Alkami Technology's ROA % or its related term are showing as below:
MEX:ALKT'
s ROA % Range Over the Past 10 Years
Min: -79.4 Med: -13.66 Max: -5.94
Current: -5.94
During the past 7 years, Alkami Technology's highest ROA % was -5.94%. The lowest was -79.40%. And the median was -13.66%.
MEX:ALKT's ROA % is ranked worse than 70.19% of 2885
companies
in the Software industry
Industry Median: 1.68
vs MEX:ALKT: -5.94
Alkami Technology (MEX:ALKT) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Alkami Technology ROA % Related Terms
Alkami Technology ROA % Historical Data
* Premium members only.
The historical data trend for Alkami Technology's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Alkami Technology's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alkami Technology ROA % vs Software Industry
For the Software industry and Technology sector, Alkami Technology's ROA % distribution charts can be found below:
* The bar in red indicates where Alkami Technology's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Alkami Technology (MEX:ALKT) has a ROA % of -4.76% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Alkami Technology and its competitors. According to the industry distribution chart, Alkami Technology ranks #2025 out of 2885 companies in the Software industry, placing it in the top 70.2%.
Is Alkami Technology's ROA % too high?
Alkami Technology's current ROA % is -4.76%. Based on the distribution chart, Alkami Technology ranks #2025 out of 2885 companies in the Software industry, which is below the industry midpoint. Overall, Alkami Technology has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alkami Technology's ROA % compare to EVCM and PDFS?
According to the Software industry distribution chart, Alkami Technology ranks #2025 out of 2885 companies for ROA %. This places Alkami Technology in the lower half of its industry. The industry median ROA % is 1.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Alkami Technology and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alkami Technology's current ROA % is -4.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkami Technology stock overvalued right now?
Based on GuruFocus' analysis, Alkami Technology (MEX:ALKT) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN634.98, compared to a current price of MXN280.43 — trading 55.8% below its estimated fair value. The current ROA % is -4.76%. Alkami Technology's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Alkami Technology (MEX:ALKT), the current ROA % is -4.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alkami Technology (MEX:ALKT) Overvalued in 2026?
Based on GuruFocus' analysis, Alkami Technology stock appears to be undervalued.
The current stock price of MXN280.43 is trading 55.8% below its estimated GF Value™ of MXN634.98.
GuruFocus considers Alkami Technology to be Significantly Undervalued.
Key valuation signals for MEX:ALKT:
ROA %: -4.76%
GF Value™: MXN634.98 vs. price of MXN280.43 (55.8% below fair value)
No single metric tells the full story. See the MEX:ALKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alkami Technology Inc is a cloud-based digital banking solutions provider. The company offers the Alkami Digital Sales & Service Platform, which includes a digital banking platform, onboarding and account opening solutions, and data and marketing tools. The platform enables financial institutions to onboard and engage users, support revenue growth, and improve operational efficiency through a cloud-based, multi-tenant architecture. The company provides services to clients under software-as-a-service arrangements. It derives substantially all of its revenues from SaaS subscription services charged for the use of digital sales and service solutions.
63GF Score
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ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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