Alkami Technology (MEX:ALKT) Days Payable: 8.62 (As of Mar. 2026) — 26% Below Median


MEX:ALKT Alkami Technology Inc MEX:ALKT
63 GF Score
Price MXN280.43
GF Value MXN634.98
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Alkami Technology Days Payable?

Alkami Technology MEX:ALKT 63 Days Payable is 8.62 as of Mar. 2026, which is 26% below its 10-year median of 11.68. GuruFocus rates MEX:ALKT with a GF Score™ of 63/100 and a GF Value™ of MXN634.98 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,600 Software companies, Alkami Technology ranks worse than 90.77% on this metric.

Alkami Technology's average Accounts Payable for the three months ended in Mar. 2026 was MXN89 Mil. Alkami Technology's Cost of Goods Sold for the three months ended in Mar. 2026 was MXN943 Mil. Hence, Alkami Technology's Days Payable for the three months ended in Mar. 2026 was 8.62.

The historical rank and industry rank for Alkami Technology's Days Payable or its related term are showing as below:

MEX:ALKT' s Days Payable Range Over the Past 10 Years
Min: 2.46   Med: 11.68   Max: 18.1
Current: 10.64

During the past 7 years, Alkami Technology's highest Days Payable was 18.10. The lowest was 2.46. And the median was 11.68.

MEX:ALKT's Days Payable is ranked worse than
90.77% of 2600 companies
in the Software industry
Industry Median: 54.025 vs MEX:ALKT: 10.64

Alkami Technology's Days Payable declined from Mar. 2025 (13.01) to Mar. 2026 (8.62). It may suggest that Alkami Technology accelerated paying its suppliers.


Alkami Technology Days Payable Historical Data

* Premium members only.

The historical data trend for Alkami Technology's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alkami Technology Days Payable Chart

Alkami Technology Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 10.67 15.47 18.76 16.25 12.63

Alkami Technology Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.01 12.12 13.22 11.68 8.62

MEX:ALKT vs NCNO, WRD, VERX: Days Payable Comparison

For the Software - Application subindustry, Alkami Technology's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alkami Technology Days Payable vs Software Industry

For the Software industry and Technology sector, Alkami Technology's Days Payable distribution charts can be found below:

* The bar in red indicates where Alkami Technology's Days Payable falls into.


MEX:ALKT
63GF Score
Alkami Technology Inc MEX:ALKT
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Alkami Technology Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Alkami Technology's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (127.825 + 105.189) / 2 ) / 3367.786*365
=116.507 / 3367.786*365
=12.63

Alkami Technology's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (105.189 + 72.834) / 2 ) / 942.551*365 / 4
=89.0115 / 942.551*365 / 4
=8.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 8.62 mean?
Alkami Technology (MEX:ALKT) has a Days Payable of 8.62 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Alkami Technology and its competitors. This is 26% below median its historical median of 11.68. Over the past decade, Alkami Technology's Days Payable has ranged from 2.46 to 18.10. According to the industry distribution chart, Alkami Technology ranks #2360 out of 2600 companies in the Software industry, placing it in the top 90.8%.
Is Alkami Technology's Days Payable too high?
Alkami Technology's current Days Payable of 8.62 is 26% below median its 10-year median of 11.68. Over the past 10 years, this metric has ranged from a low of 2.46 to a high of 18.10. The Software industry median Days Payable is 54.03. Alkami Technology's value of 8.62 is 84% below this industry median. Based on the distribution chart, Alkami Technology ranks #2360 out of 2600 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Alkami Technology has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alkami Technology's Days Payable compare to NCNO and WRD?
According to the Software industry distribution chart, Alkami Technology ranks #2360 out of 2600 companies for Days Payable. This places Alkami Technology in the lower half of its industry. The industry median Days Payable is 54.03. Alkami Technology's value of 8.62 is 84% below this benchmark. Historically, Alkami Technology's own Days Payable has ranged from 2.46 to 18.10 over the past decade. While the company's 10-year median is 11.68 vs. the industry median of 54.03, Alkami Technology has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.03, based on 2,600 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alkami Technology's current Days Payable of 8.62 is 84% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Alkami Technology and its competitors. For the Software industry, the median Days Payable is 54.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alkami Technology's current Days Payable is 8.62, which is 26% below median its own 10-year median of 11.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkami Technology stock overvalued right now?
Based on GuruFocus' analysis, Alkami Technology (MEX:ALKT) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN634.98, compared to a current price of MXN280.43 — trading 55.8% below its estimated fair value. The current Days Payable is 8.62, which is 26% below median its 10-year median of 11.68 and 84% below the Software industry median of 54.03. Alkami Technology's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Alkami Technology (MEX:ALKT), the current Days Payable is 8.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alkami Technology (MEX:ALKT) Overvalued in 2026?

Based on GuruFocus' analysis, Alkami Technology stock appears to be undervalued. The current stock price of MXN280.43 is trading 55.8% below its estimated GF Value™ of MXN634.98. GuruFocus considers Alkami Technology to be Significantly Undervalued.

Key valuation signals for MEX:ALKT:

  • Days Payable: 8.62 (26% below median its 10-year median of 11.68)
  • GF Value™: MXN634.98 vs. price of MXN280.43 (55.8% below fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 84% below the Software median (#2360 of 2600)

No single metric tells the full story. See the MEX:ALKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alkami Technology Business Description

Other Exchanges ALKT:USA9J3:Germany
Address 5601 Granite Parkway, Suite 120, Plano, TX, USA, 75204
Alkami Technology Inc is a cloud-based digital banking solutions provider. The company offers the Alkami Digital Sales & Service Platform, which includes a digital banking platform, onboarding and account opening solutions, and data and marketing tools. The platform enables financial institutions to onboard and engage users, support revenue growth, and improve operational efficiency through a cloud-based, multi-tenant architecture. The company provides services to clients under software-as-a-service arrangements. It derives substantially all of its revenues from SaaS subscription services charged for the use of digital sales and service solutions.
63GF Score

Get the complete analysis for MEX:ALKT

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN280.43
Price
MXN634.98
GF Value