Alkami Technology (MEX:ALKT) Moat Score: 4/10 (As of Jul. 01, 2026)


MEX:ALKT Alkami Technology Inc MEX:ALKT
63 GF Score
Price MXN280.43
GF Value MXN576.33
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Alkami Technology Moat Score?

Alkami Technology MEX:ALKT 63 Moat Score is 4 as of Jul. 01, 2026. GuruFocus rates MEX:ALKT with a GF Score™ of 63/100 and a GF Value™ of MXN576.33 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,843 Software companies, Alkami Technology ranks better than 90.15% on this metric.

Alkami Technology has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Alkami Technology has Narrow Moat: Alkami Technology Inc has a discernible but modest moat with network effects and customer switching costs in digital banking solutions. However, it lacks significant brand strength and economies of scale to establish a stronger competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Alkami Technology might have Narrow Moat - Discernible but modest moat.

Alkami Technology  (MEX:ALKT) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Alkami Technology Moat Score Related Terms

MEX:ALKT vs NCNO, WRD, VERX: Moat Score Comparison

For the Software - Application subindustry, Alkami Technology's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Alkami Technology Moat Score vs Software Industry

For the Software industry and Technology sector, Alkami Technology's Moat Score distribution charts can be found below:

* The bar in red indicates where Alkami Technology's Moat Score falls into.


MEX:ALKT
63GF Score
Alkami Technology Inc MEX:ALKT
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Alkami Technology (MEX:ALKT) has a Moat Score of 4 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Alkami Technology ranks #280 out of 2843 companies in the Software industry, placing it in the top 9.8%.
Is Alkami Technology's Moat Score too high?
Alkami Technology's current Moat Score is 4. Based on the distribution chart, Alkami Technology ranks #280 out of 2843 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Alkami Technology has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alkami Technology's Moat Score compare to NCNO and WRD?
According to the Software industry distribution chart, Alkami Technology ranks #280 out of 2843 companies for Moat Score. This places Alkami Technology in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Alkami Technology's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkami Technology stock overvalued right now?
Based on GuruFocus' analysis, Alkami Technology (MEX:ALKT) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN576.33, compared to a current price of MXN280.43 — trading 51.3% below its estimated fair value. The current Moat Score is 4. Alkami Technology's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Alkami Technology (MEX:ALKT), the current Moat Score is 4 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alkami Technology (MEX:ALKT) Overvalued in 2026?

Based on GuruFocus' analysis, Alkami Technology stock appears to be undervalued. The current stock price of MXN280.43 is trading 51.3% below its estimated GF Value™ of MXN576.33. GuruFocus considers Alkami Technology to be Significantly Undervalued.

Key valuation signals for MEX:ALKT:

  • Moat Score: 4
  • GF Value™: MXN576.33 vs. price of MXN280.43 (51.3% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the MEX:ALKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alkami Technology Business Description

Other Exchanges ALKT:USA9J3:Germany
Address 5601 Granite Parkway, Suite 120, Plano, TX, USA, 75204
Alkami Technology Inc is a cloud-based digital banking solutions provider. The company offers the Alkami Digital Sales & Service Platform, which includes a digital banking platform, onboarding and account opening solutions, and data and marketing tools. The platform enables financial institutions to onboard and engage users, support revenue growth, and improve operational efficiency through a cloud-based, multi-tenant architecture. The company provides services to clients under software-as-a-service arrangements. It derives substantially all of its revenues from SaaS subscription services charged for the use of digital sales and service solutions.
63GF Score

Get the complete analysis for MEX:ALKT

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN280.43
Price
MXN576.33
GF Value