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Alkami TechnologyMEX:ALKT 71 Debt-to-Equity is 0.99 as of Jun. 2026, which is 395% above its 10-year median of 0.20. GuruFocus rates MEX:ALKT with a GF Score™ of 71/100 and a GF Value™ of MXN625.16 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,249 Software companies, Alkami Technology ranks worse than 84.97% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Alkami Technology's Debt-to-Equity or its related term are showing as below:
MEX:ALKT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.2 Max: 1.24
Current: 0.99
During the past 7 years, the highest Debt-to-Equity Ratio of Alkami Technology was 1.24. The lowest was 0.00. And the median was 0.20.
MEX:ALKT's Debt-to-Equity is ranked worse than 84.97% of 2249
companies
in the Software industry
Industry Median: 0.2
vs MEX:ALKT: 0.99
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Alkami Technology Debt-to-Equity Related Terms
Alkami Technology Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Alkami Technology's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:ALKT vs NCNO, BVC, WRD: Debt-to-Equity Comparison
For the Software - Application subindustry, Alkami Technology's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alkami Technology Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Alkami Technology's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Alkami Technology's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alkami Technology (MEX:ALKT) has a Debt-to-Equity of 0.99 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alkami Technology and its competitors. This is 395% above median its historical median of 0.20. According to the industry distribution chart, Alkami Technology ranks #1911 out of 2249 companies in the Software industry, placing it in the top 85%.
Is Alkami Technology's Debt-to-Equity too high?
Alkami Technology's current Debt-to-Equity of 0.99 is 395% above median its 10-year median of 0.20. The Software industry median Debt-to-Equity is 0.20. Alkami Technology's value of 0.99 is 395% above this industry median. Based on the distribution chart, Alkami Technology ranks #1911 out of 2249 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Alkami Technology has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alkami Technology's Debt-to-Equity compare to NCNO and BVC?
According to the Software industry distribution chart, Alkami Technology ranks #1911 out of 2249 companies for Debt-to-Equity. This places Alkami Technology in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Alkami Technology's value of 0.99 is 395% above this benchmark. While the company's 10-year median is 0.20 vs. the industry median of 0.20, Alkami Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,249 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alkami Technology's current Debt-to-Equity of 0.99 is 395% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alkami Technology and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alkami Technology's current Debt-to-Equity is 0.99, which is 395% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkami Technology stock overvalued right now?
Based on GuruFocus' analysis, Alkami Technology (MEX:ALKT) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN625.16, compared to a current price of MXN314.00 — trading 49.8% below its estimated fair value. The current Debt-to-Equity is 0.99, which is 395% above median its 10-year median of 0.20 and 395% above the Software industry median of 0.20. Alkami Technology's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Alkami Technology (MEX:ALKT), the current Debt-to-Equity is 0.99 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alkami Technology (MEX:ALKT) Overvalued in 2026?
Based on GuruFocus' analysis, Alkami Technology stock appears to be undervalued.
The current stock price of MXN314.00 is trading 49.8% below its estimated GF Value™ of MXN625.16.
GuruFocus considers Alkami Technology to be Significantly Undervalued.
Key valuation signals for MEX:ALKT:
Debt-to-Equity: 0.99 (395% above median its 10-year median of 0.20)
GF Value™: MXN625.16 vs. price of MXN314.00 (49.8% below fair value)
Industry Position: 395% above the Software median (#1911 of 2249)
No single metric tells the full story. See the MEX:ALKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alkami Technology Inc is a cloud-based digital banking solutions provider. The company offers the Alkami Digital Sales & Service Platform, which includes a digital banking platform, onboarding and account opening solutions, and data and marketing tools. The platform enables financial institutions to onboard and engage users, support revenue growth, and improve operational efficiency through a cloud-based, multi-tenant architecture. The company provides services to clients under software-as-a-service arrangements. It derives substantially all of its revenues from SaaS subscription services charged for the use of digital sales and service solutions.
71GF Score
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