Alkami Technology (MEX:ALKT) ROE %: -10.89% (As of Mar. 2026)


MEX:ALKT Alkami Technology Inc MEX:ALKT
63 GF Score
Price MXN280.43
GF Value MXN634.98
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Alkami Technology ROE %?

Alkami Technology MEX:ALKT 63 ROE % is -10.89% as of Mar. 2026. GuruFocus rates MEX:ALKT with a GF Score™ of 63/100 and a GF Value™ of MXN634.98 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,682 Software companies, Alkami Technology ranks worse than 76.17% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Alkami Technology's annualized net income for the quarter that ended in Mar. 2026 was MXN-719 Mil. Alkami Technology's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was MXN6,601 Mil. Therefore, Alkami Technology's annualized ROE % for the quarter that ended in Mar. 2026 was -10.89%.

The historical rank and industry rank for Alkami Technology's ROE % or its related term are showing as below:

MEX:ALKT' s ROE % Range Over the Past 10 Years
Min: -285.93   Med: -17.86   Max: -11.98
Current: -14.14

During the past 7 years, Alkami Technology's highest ROE % was -11.98%. The lowest was -285.93%. And the median was -17.86%.

MEX:ALKT's ROE % is ranked worse than
76.17% of 2682 companies
in the Software industry
Industry Median: 4.72 vs MEX:ALKT: -14.14

Alkami Technology  (MEX:ALKT) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-718.64/6601.419
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-718.64 / 9098.436)*(9098.436 / 15105.068)*(15105.068 / 6601.419)
=Net Margin %*Asset Turnover*Equity Multiplier
=-7.9 %*0.6023*2.2882
=ROA %*Equity Multiplier
=-4.76 %*2.2882
=-10.89 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-718.64/6601.419
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-718.64 / -520.064) * (-520.064 / -411.508) * (-411.508 / 9098.436) * (9098.436 / 15105.068) * (15105.068 / 6601.419)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1.3818 * 1.2638 * -4.52 % * 0.6023 * 2.2882
=-10.89 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Alkami Technology ROE % Related Terms


Alkami Technology ROE % Historical Data

* Premium members only.

The historical data trend for Alkami Technology's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alkami Technology ROE % Chart

Alkami Technology Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial -18.05 -16.82 -17.76 -13.14 -12.29

Alkami Technology Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.96 -15.38 -16.84 -12.73 -10.89

MEX:ALKT vs EVCM, PDFS, WLTH: ROE % Comparison

For the Software - Application subindustry, Alkami Technology's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alkami Technology ROE % vs Software Industry

For the Software industry and Technology sector, Alkami Technology's ROE % distribution charts can be found below:

* The bar in red indicates where Alkami Technology's ROE % falls into.


MEX:ALKT
63GF Score
Alkami Technology Inc MEX:ALKT
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alkami Technology ROE % Calculation

Alkami Technology's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=-858.008/( (7446.111+6518.946)/ 2 )
=-858.008/6982.5285
=-12.29 %

Alkami Technology's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=-718.64/( (6518.946+6683.892)/ 2 )
=-718.64/6601.419
=-10.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -10.89% mean?
Alkami Technology (MEX:ALKT) has a ROE % of -10.89% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Alkami Technology and its competitors. According to the industry distribution chart, Alkami Technology ranks #2043 out of 2682 companies in the Software industry, placing it in the top 76.2%.
Is Alkami Technology's ROE % too high?
Alkami Technology's current ROE % is -10.89%. Based on the distribution chart, Alkami Technology ranks #2043 out of 2682 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Alkami Technology has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alkami Technology's ROE % compare to EVCM and PDFS?
According to the Software industry distribution chart, Alkami Technology ranks #2043 out of 2682 companies for ROE %. This places Alkami Technology in the lower half of its industry. The industry median ROE % is 4.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.72, based on 2,682 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Alkami Technology and its competitors. For the Software industry, the median ROE % is 4.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alkami Technology's current ROE % is -10.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkami Technology stock overvalued right now?
Based on GuruFocus' analysis, Alkami Technology (MEX:ALKT) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN634.98, compared to a current price of MXN280.43 — trading 55.8% below its estimated fair value. The current ROE % is -10.89%. Alkami Technology's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Alkami Technology (MEX:ALKT), the current ROE % is -10.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alkami Technology (MEX:ALKT) Overvalued in 2026?

Based on GuruFocus' analysis, Alkami Technology stock appears to be undervalued. The current stock price of MXN280.43 is trading 55.8% below its estimated GF Value™ of MXN634.98. GuruFocus considers Alkami Technology to be Significantly Undervalued.

Key valuation signals for MEX:ALKT:

  • ROE %: -10.89%
  • GF Value™: MXN634.98 vs. price of MXN280.43 (55.8% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the MEX:ALKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alkami Technology Business Description

Other Exchanges ALKT:USA9J3:Germany
Address 5601 Granite Parkway, Suite 120, Plano, TX, USA, 75204
Alkami Technology Inc is a cloud-based digital banking solutions provider. The company offers the Alkami Digital Sales & Service Platform, which includes a digital banking platform, onboarding and account opening solutions, and data and marketing tools. The platform enables financial institutions to onboard and engage users, support revenue growth, and improve operational efficiency through a cloud-based, multi-tenant architecture. The company provides services to clients under software-as-a-service arrangements. It derives substantially all of its revenues from SaaS subscription services charged for the use of digital sales and service solutions.
63GF Score

Get the complete analysis for MEX:ALKT

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN280.43
Price
MXN634.98
GF Value