Alkami Technology (MEX:ALKT) Retained Earnings: MXN-9,626 Mil (As of Mar. 2026)

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MEX:ALKT Alkami Technology Inc MEX:ALKT
68 GF Score
Price MXN280.43
GF Value MXN587.83
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Alkami Technology Retained Earnings?

Alkami Technology MEX:ALKT 68 Retained Earnings is MXN-9,626 Mil as of Mar. 2026. GuruFocus rates MEX:ALKT with a GF Score™ of 68/100 and a GF Value™ of MXN587.83 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Alkami Technology's retained earnings for the quarter that ended in Mar. 2026 was MXN-9,626 Mil.

Alkami Technology's quarterly retained earnings declined from Sep. 2025 (MXN-9,400 Mil) to Dec. 2025 (MXN-9,432 Mil) and declined from Dec. 2025 (MXN-9,432 Mil) to Mar. 2026 (MXN-9,626 Mil).

Alkami Technology's annual retained earnings declined from Dec. 2023 (MXN-7,390 Mil) to Dec. 2024 (MXN-9,932 Mil) but then increased from Dec. 2024 (MXN-9,932 Mil) to Dec. 2025 (MXN-9,432 Mil).


Alkami Technology  (MEX:ALKT) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Alkami Technology Retained Earnings Historical Data

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The historical data trend for Alkami Technology's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alkami Technology Retained Earnings Chart

Alkami Technology Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial -6,438.38 -7,261.34 -7,390.01 -9,931.51 -9,432.34

Alkami Technology Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9,902.12 -9,369.56 -9,399.79 -9,432.34 -9,626.14
MEX:ALKT
68GF Score
Alkami Technology Inc MEX:ALKT
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Alkami Technology Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of MXN-9,626 Mil mean?
Alkami Technology (MEX:ALKT) has a Retained Earnings of MXN-9,626 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Alkami Technology and its competitors.
Is Alkami Technology's Retained Earnings too high?
Alkami Technology's current Retained Earnings is MXN-9,626 Mil. Overall, Alkami Technology has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alkami Technology's Retained Earnings compare to NCNO and WRD?
Alkami Technology's Retained Earnings of MXN-9,626 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Alkami Technology and its competitors. Alkami Technology's current Retained Earnings is MXN-9,626 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkami Technology stock overvalued right now?
Based on GuruFocus' analysis, Alkami Technology (MEX:ALKT) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN587.83, compared to a current price of MXN280.43 — trading 52.3% below its estimated fair value. The current Retained Earnings is MXN-9,626 Mil. Alkami Technology's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Alkami Technology (MEX:ALKT), the current Retained Earnings is MXN-9,626 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alkami Technology (MEX:ALKT) Overvalued in 2026?

Based on GuruFocus' analysis, Alkami Technology stock appears to be undervalued. The current stock price of MXN280.43 is trading 52.3% below its estimated GF Value™ of MXN587.83. GuruFocus considers Alkami Technology to be Significantly Undervalued.

Key valuation signals for MEX:ALKT:

  • Retained Earnings: MXN-9,626 Mil
  • GF Value™: MXN587.83 vs. price of MXN280.43 (52.3% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the MEX:ALKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alkami Technology Business Description

Other Exchanges ALKT:USA9J3:Germany
Address 5601 Granite Parkway, Suite 120, Plano, TX, USA, 75204
Alkami Technology Inc is a cloud-based digital banking solutions provider. The company offers the Alkami Digital Sales & Service Platform, which includes a digital banking platform, onboarding and account opening solutions, and data and marketing tools. The platform enables financial institutions to onboard and engage users, support revenue growth, and improve operational efficiency through a cloud-based, multi-tenant architecture. The company provides services to clients under software-as-a-service arrangements. It derives substantially all of its revenues from SaaS subscription services charged for the use of digital sales and service solutions.
68GF Score

Get the complete analysis for MEX:ALKT

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN280.43
Price
MXN587.83
GF Value