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Alkami TechnologyMEX:ALKT 68 Return-on-Tangible-Asset is -14.76% as of Mar. 2026. GuruFocus rates MEX:ALKT with a GF Score™ of 68/100 and a GF Value™ of MXN578.94 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,886 Software companies, Alkami Technology ranks worse than 77.13% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Alkami Technology's annualizedNet Income for the quarter that ended in Mar. 2026 was MXN-719 Mil. Alkami Technology's average total tangible assets for the quarter that ended in Mar. 2026 was MXN4,870 Mil. Therefore, Alkami Technology's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was -14.76%.
The historical rank and industry rank for Alkami Technology's Return-on-Tangible-Asset or its related term are showing as below:
MEX:ALKT'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -79.43 Med: -18.54 Max: -15.56
Current: -18.73
During the past 7 years, Alkami Technology's highest Return-on-Tangible-Asset was -15.56%. The lowest was -79.43%. And the median was -18.54%.
MEX:ALKT's Return-on-Tangible-Asset is ranked worse than 77.13% of 2886
companies
in the Software industry
Industry Median: 2.055
vs MEX:ALKT: -18.73
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Alkami Technology Return-on-Tangible-Asset Related Terms
Alkami Technology Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Alkami Technology's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:ALKT vs NCNO, WRD, VERX: Return-on-Tangible-Asset Comparison
For the Software - Application subindustry, Alkami Technology's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alkami Technology Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Alkami Technology's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Alkami Technology's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of -14.76% mean?
Alkami Technology (MEX:ALKT) has a Return-on-Tangible-Asset of -14.76% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Alkami Technology and its competitors. According to the industry distribution chart, Alkami Technology ranks #2226 out of 2886 companies in the Software industry, placing it in the top 77.1%.
Is Alkami Technology's Return-on-Tangible-Asset too high?
Alkami Technology's current Return-on-Tangible-Asset is -14.76%. Based on the distribution chart, Alkami Technology ranks #2226 out of 2886 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Alkami Technology has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alkami Technology's Return-on-Tangible-Asset compare to NCNO and WRD?
According to the Software industry distribution chart, Alkami Technology ranks #2226 out of 2886 companies for Return-on-Tangible-Asset. This places Alkami Technology in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.06, based on 2,886 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Alkami Technology and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alkami Technology's current Return-on-Tangible-Asset is -14.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkami Technology stock overvalued right now?
Based on GuruFocus' analysis, Alkami Technology (MEX:ALKT) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN578.94, compared to a current price of MXN280.43 — trading 51.6% below its estimated fair value. The current Return-on-Tangible-Asset is -14.76%. Alkami Technology's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Alkami Technology (MEX:ALKT), the current Return-on-Tangible-Asset is -14.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alkami Technology (MEX:ALKT) Overvalued in 2026?
Based on GuruFocus' analysis, Alkami Technology stock appears to be undervalued.
The current stock price of MXN280.43 is trading 51.6% below its estimated GF Value™ of MXN578.94.
GuruFocus considers Alkami Technology to be Significantly Undervalued.
Key valuation signals for MEX:ALKT:
Return-on-Tangible-Asset: -14.76%
GF Value™: MXN578.94 vs. price of MXN280.43 (51.6% below fair value)
No single metric tells the full story. See the MEX:ALKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alkami Technology Inc is a cloud-based digital banking solutions provider. The company offers the Alkami Digital Sales & Service Platform, which includes a digital banking platform, onboarding and account opening solutions, and data and marketing tools. The platform enables financial institutions to onboard and engage users, support revenue growth, and improve operational efficiency through a cloud-based, multi-tenant architecture. The company provides services to clients under software-as-a-service arrangements. It derives substantially all of its revenues from SaaS subscription services charged for the use of digital sales and service solutions.
68GF Score
Get the complete analysis for MEX:ALKT
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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