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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Cash Converters International's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.18.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Cash Converters Internationalcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Cash Converters International's Cash-to-Debt or its related term are showing as below:
ASX:CCV'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.18 Med: 0.46 Max: 0.88
Current: 0.18
During the past 13 years, Cash Converters International's highest Cash to Debt Ratio was 0.88. The lowest was 0.18. And the median was 0.46.
ASX:CCV's Cash-to-Debt is ranked worse than 70.09% of 1120
companies
in the Retail - Cyclical industry
Industry Median: 0.46
vs ASX:CCV: 0.18
Cash Converters International (ASX:CCV) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Cash Converters International Cash-to-Debt Related Terms
Cash Converters International Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:CCV vs CASY, WSM, ULTA: Cash-to-Debt Comparison
For the Specialty Retail subindustry, Cash Converters International's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cash Converters International Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Cash Converters International's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Cash Converters International's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash Converters International (ASX:CCV) has a Cash-to-Debt of 0.18 as of Jun. 2026. This is 61% below median its historical median of 0.46. Over the past decade, Cash Converters International's Cash-to-Debt has ranged from 0.18 to 0.88. According to the industry distribution chart, Cash Converters International ranks #785 out of 1120 companies in the Retail - Cyclical industry, placing it in the top 70.1%.
Is Cash Converters International's Cash-to-Debt too high?
Cash Converters International's current Cash-to-Debt of 0.18 is 61% below median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.88. The Retail - Cyclical industry median Cash-to-Debt is 0.46. Cash Converters International's value of 0.18 is 60.9% below this industry median. Based on the distribution chart, Cash Converters International ranks #785 out of 1120 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Cash Converters International has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cash Converters International's Cash-to-Debt compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Cash Converters International ranks #785 out of 1120 companies for Cash-to-Debt. This places Cash Converters International in the lower half of its industry. The industry median Cash-to-Debt is 0.46. Cash Converters International's value of 0.18 is 60.9% below this benchmark. Historically, Cash Converters International's own Cash-to-Debt has ranged from 0.18 to 0.88 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.46, Cash Converters International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.46, based on 1,120 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Converters International's current Cash-to-Debt of 0.18 is 60.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Converters International's current Cash-to-Debt is 0.18, which is 61% below median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Converters International stock overvalued right now?
Based on GuruFocus' analysis, Cash Converters International (ASX:CCV) is currently considered Fairly Valued. The stock's GF Value™ is A$0.27, compared to a current price of A$0.28 — trading 3.7% above its estimated fair value. The current Cash-to-Debt is 0.18, which is 61% below median its 10-year median of 0.46 and 60.9% below the Retail - Cyclical industry median of 0.46. Cash Converters International's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Cash Converters International (ASX:CCV), the current Cash-to-Debt is 0.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cash Converters International (ASX:CCV) Overvalued in 2026?
Based on GuruFocus' analysis, Cash Converters International stock appears to be overvalued.
The current stock price of A$0.28 is trading 3.7% above its estimated GF Value™ of A$0.27.
GuruFocus considers Cash Converters International to be Fairly Valued.
Key valuation signals for ASX:CCV:
Cash-to-Debt: 0.18 (61% below median its 10-year median of 0.46)
GF Value™: A$0.27 vs. price of A$0.28 (3.7% above fair value)
Industry Position: 60.9% below the Retail - Cyclical median (#785 of 1120)
No single metric tells the full story. See the ASX:CCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.
59GF Score
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