Cash Converters International (ASX:CCV) Scaled Net Operating Assets: 0.84 (As of Dec. 2025)


ASX:CCV Cash Converters International Ltd ASX:CCV
62 GF Score
Price A$0.29
GF Value A$0.32
Valuation Fairly Valued
! 4 Warning Signs
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What is Cash Converters International Scaled Net Operating Assets?

Cash Converters International ASX:CCV -6.45% 62 Scaled Net Operating Assets is 0.84 as of Dec. 2025. GuruFocus rates ASX:CCV with a GF Score™ of 62/100 and a GF Value™ of A$0.32 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Cash Converters International's operating assets for the quarter that ended in Dec. 2025 was A$463.3 Mil. Cash Converters International's operating liabilities for the quarter that ended in Dec. 2025 was A$57.3 Mil. Cash Converters International's Total Assets for the quarter that ended in Jun. 2025 was A$485.7 Mil. Therefore, Cash Converters International's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.84.


Cash Converters International Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Cash Converters International's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cash Converters International Scaled Net Operating Assets Chart

Cash Converters International Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.77 0.70 0.84 0.75

Cash Converters International Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.78 0.76 0.77 0.84

ASX:CCV vs CASY, WSM, DKS: Scaled Net Operating Assets Comparison

For the Specialty Retail subindustry, Cash Converters International's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cash Converters International Scaled Net Operating Assets vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cash Converters International's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Cash Converters International's Scaled Net Operating Assets falls into.


ASX:CCV
62GF Score
Cash Converters International Ltd ASX:CCV
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Cash Converters International Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Cash Converters International's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jun. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jun. 2025 )
=(Operating Assets (A: Jun. 2025 )-Operating Liabilities (A: Jun. 2025 ))/Total Assets (A: Jun. 2024 )
=(412.551-55.636)/478.038
=0.75

where

Operating Assets(A: Jun. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=485.748 - 73.197
=412.551

Operating Liabilities(A: Jun. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=257.789 - 100.645 - 101.508
=55.636

Cash Converters International's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(463.258-57.319)/485.748
=0.84

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=506.77 - 43.512
=463.258

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=253.361 - 137.665 - 58.377
=57.319

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.84 mean?
Cash Converters International (ASX:CCV) has a Scaled Net Operating Assets of 0.84 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Cash Converters International and its competitors.
Is Cash Converters International's Scaled Net Operating Assets too high?
Cash Converters International's current Scaled Net Operating Assets is 0.84. Overall, Cash Converters International has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cash Converters International's Scaled Net Operating Assets compare to CASY and WSM?
Cash Converters International's Scaled Net Operating Assets of 0.84 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Retail - Cyclical company?
A good Scaled Net Operating Assets depends on the Retail - Cyclical industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Cash Converters International and its competitors. Cash Converters International's current Scaled Net Operating Assets is 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Converters International stock overvalued right now?
Based on GuruFocus' analysis, Cash Converters International (ASX:CCV) is currently considered Fairly Valued. The stock's GF Value™ is A$0.32, compared to a current price of A$0.29 — trading 9.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.84. Cash Converters International's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Cash Converters International (ASX:CCV), the current Scaled Net Operating Assets is 0.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cash Converters International (ASX:CCV) Overvalued in 2026?

Based on GuruFocus' analysis, Cash Converters International stock appears to be undervalued. The current stock price of A$0.29 is trading 9.4% below its estimated GF Value™ of A$0.32. GuruFocus considers Cash Converters International to be Fairly Valued.

Key valuation signals for ASX:CCV:

  • Scaled Net Operating Assets: 0.84
  • GF Value™: A$0.32 vs. price of A$0.29 (9.4% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the ASX:CCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cash Converters International Business Description

Address 141 Street Georges Terrace, Level 11, Perth, WA, AUS, 6000
Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.
62GF Score

Get the complete analysis for ASX:CCV

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.29
Price
A$0.32
GF Value