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Cash Converters InternationalASX:CCV 56 3-Year EBITDA Growth Rate is 22.10% as of Dec. 2025, which is 124% above its 10-year median of 9.85. GuruFocus rates ASX:CCV with a GF Score™ of 56/100 and a GF Value™ of A$0.32 (Fairly Valued). The stock has 8 warning signs investors should review. Among 913 Retail - Cyclical companies, Cash Converters International ranks better than 75.9% on this metric.
During the past 12 months, Cash Converters International's average EBITDA Per Share Growth Rate was 2.10% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 22.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Cash Converters International was 217.50% per year. The lowest was -70.90% per year. And the median was 9.85% per year.
Cash Converters International (ASX:CCV) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Cash Converters International 3-Year EBITDA Growth Rate Related Terms
ASX:CCV vs CASY, WSM, ULTA: 3-Year EBITDA Growth Rate Comparison
For the Specialty Retail subindustry, Cash Converters International's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cash Converters International 3-Year EBITDA Growth Rate vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Cash Converters International's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Cash Converters International's 3-Year EBITDA Growth Rate falls into.
Cash Converters International 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 22.10% mean?
Cash Converters International (ASX:CCV) has a 3-Year EBITDA Growth Rate of 22.10% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Cash Converters International and its competitors. This is 124% above median its historical median of 9.85. According to the industry distribution chart, Cash Converters International ranks #220 out of 913 companies in the Retail - Cyclical industry, placing it in the top 24.1%.
Is Cash Converters International's 3-Year EBITDA Growth Rate too high?
Cash Converters International's current 3-Year EBITDA Growth Rate of 22.10% is 124% above median its 10-year median of 9.85. The Retail - Cyclical industry median 3-Year EBITDA Growth Rate is 5.00. Cash Converters International's value of 22.10% is 342% above this industry median. Based on the distribution chart, Cash Converters International ranks #220 out of 913 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Cash Converters International has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cash Converters International's 3-Year EBITDA Growth Rate compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Cash Converters International ranks #220 out of 913 companies for 3-Year EBITDA Growth Rate. This places Cash Converters International in the top 24% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 5.00. Cash Converters International's value of 22.10% is 342% above this benchmark. While the company's 10-year median is 9.85 vs. the industry median of 5.00, Cash Converters International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Retail - Cyclical company?
The median 3-Year EBITDA Growth Rate among Retail - Cyclical companies is 5.00, based on 913 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Converters International's current 3-Year EBITDA Growth Rate of 22.10% is 342% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Cash Converters International and its competitors. For the Retail - Cyclical industry, the median 3-Year EBITDA Growth Rate is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Converters International's current 3-Year EBITDA Growth Rate is 22.10%, which is 124% above median its own 10-year median of 9.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Converters International stock overvalued right now?
Based on GuruFocus' analysis, Cash Converters International (ASX:CCV) is currently considered Fairly Valued. The stock's GF Value™ is A$0.32, compared to a current price of A$0.32 — trading right at its estimated fair value. The current 3-Year EBITDA Growth Rate is 22.10%, which is 124% above median its 10-year median of 9.85 and 342% above the Retail - Cyclical industry median of 5.00. Cash Converters International's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Cash Converters International (ASX:CCV), the current 3-Year EBITDA Growth Rate is 22.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cash Converters International (ASX:CCV) Overvalued in 2026?
Based on GuruFocus' analysis, Cash Converters International stock appears to be undervalued.
The current stock price of A$0.32 is trading 0% below its estimated GF Value™ of A$0.32.
GuruFocus considers Cash Converters International to be Fairly Valued.
Key valuation signals for ASX:CCV:
3-Year EBITDA Growth Rate: 22.10% (124% above median its 10-year median of 9.85)
GF Value™: A$0.32 vs. price of A$0.32 (0% below fair value)
Industry Position: 342% above the Retail - Cyclical median (#220 of 913)
No single metric tells the full story. See the ASX:CCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.
56GF Score
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