Cash Converters International (ASX:CCV) Cyclically Adjusted PB Ratio: 0.57 (As of Jul. 13, 2026) — 30% Above Median

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ASX:CCV Cash Converters International Ltd ASX:CCV
60 GF Score
Price A$0.31
GF Value A$0.32
Valuation Fairly Valued
! 4 Warning Signs
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What is Cash Converters International Cyclically Adjusted PB Ratio?

Cash Converters International ASX:CCV 60 Cyclically Adjusted PB Ratio is 0.57 as of Jul. 13, 2026, which is 30% above its 10-year median of 0.44. GuruFocus rates ASX:CCV with a GF Score™ of 60/100 and a GF Value™ of A$0.32 (Fairly Valued). The stock has 4 warning signs investors should review. Among 809 Retail - Cyclical companies, Cash Converters International ranks better than 72.68% on this metric.

As of today (2026-07-13), Cash Converters International's current share price is A$0.31. Cash Converters International's Cyclically Adjusted Book per Share for the fiscal year that ended in Jun25 was A$0.54. Cash Converters International's Cyclically Adjusted PB Ratio for today is 0.57.

The historical rank and industry rank for Cash Converters International's Cyclically Adjusted PB Ratio or its related term are showing as below:

ASX:CCV' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.24   Med: 0.44   Max: 1.03
Current: 0.58

During the past 13 years, Cash Converters International's highest Cyclically Adjusted PB Ratio was 1.03. The lowest was 0.24. And the median was 0.44.

ASX:CCV's Cyclically Adjusted PB Ratio is ranked better than
72.68% of 809 companies
in the Retail - Cyclical industry
Industry Median: 1.25 vs ASX:CCV: 0.58

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Cash Converters International's adjusted book value per share data of for the fiscal year that ended in Jun25 was A$0.359. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is A$0.54 for the trailing ten years ended in Jun25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Cash Converters International  (ASX:CCV) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Cash Converters International Cyclically Adjusted PB Ratio Related Terms


Cash Converters International Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Cash Converters International's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cash Converters International Cyclically Adjusted PB Ratio Chart

Cash Converters International Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.39 0.39 0.39 0.52

Cash Converters International Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.39 0.00 0.52 0.00

ASX:CCV vs CASY, WSM, DKS: Cyclically Adjusted PB Ratio Comparison

For the Specialty Retail subindustry, Cash Converters International's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cash Converters International Cyclically Adjusted PB Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cash Converters International's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Cash Converters International's Cyclically Adjusted PB Ratio falls into.


ASX:CCV
60GF Score
Cash Converters International Ltd ASX:CCV
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cash Converters International Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Cash Converters International's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.31/0.54
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cash Converters International's Cyclically Adjusted Book per Share for the fiscal year that ended in Jun25 is calculated as:

For example, Cash Converters International's adjusted Book Value per Share data for the fiscal year that ended in Jun25 was:

Adj_Book=Book Value per Share/CPI of Jun25 (Change)*Current CPI (Jun25)
=0.359/131.5506*131.5506
=0.359

Current CPI (Jun25) = 131.5506.

Cash Converters International Annual Data

Book Value per Share CPI Adj_Book
201606 0.485 0.000
201706 0.518 0.000
201806 0.517 0.000
201906 0.508 0.000
202006 0.491 0.000
202106 0.503 0.000
202206 0.496 0.000
202306 0.325 0.000
202406 0.333 0.000
202506 0.359 131.551 0.359

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.57 mean?
Cash Converters International (ASX:CCV) has a Cyclically Adjusted PB Ratio of 0.57 as of Jul. 13, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Cash Converters International and its competitors. This is 30% above median its historical median of 0.44. Over the past decade, Cash Converters International's Cyclically Adjusted PB Ratio has ranged from 0.24 to 1.03. According to the industry distribution chart, Cash Converters International ranks #221 out of 809 companies in the Retail - Cyclical industry, placing it in the top 27.3%.
Is Cash Converters International's Cyclically Adjusted PB Ratio too high?
Cash Converters International's current Cyclically Adjusted PB Ratio of 0.57 is 30% above median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 1.03. The Retail - Cyclical industry median Cyclically Adjusted PB Ratio is 1.25. Cash Converters International's value of 0.57 is 54.4% below this industry median. Based on the distribution chart, Cash Converters International ranks #221 out of 809 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Cash Converters International has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cash Converters International's Cyclically Adjusted PB Ratio compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Cash Converters International ranks #221 out of 809 companies for Cyclically Adjusted PB Ratio. This puts Cash Converters International in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.25. Cash Converters International's value of 0.57 is 54.4% below this benchmark. Historically, Cash Converters International's own Cyclically Adjusted PB Ratio has ranged from 0.24 to 1.03 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 1.25, Cash Converters International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Retail - Cyclical company?
The median Cyclically Adjusted PB Ratio among Retail - Cyclical companies is 1.25, based on 809 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Converters International's current Cyclically Adjusted PB Ratio of 0.57 is 54.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Cash Converters International and its competitors. For the Retail - Cyclical industry, the median Cyclically Adjusted PB Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Converters International's current Cyclically Adjusted PB Ratio is 0.57, which is 30% above median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Converters International stock overvalued right now?
Based on GuruFocus' analysis, Cash Converters International (ASX:CCV) is currently considered Fairly Valued. The stock's GF Value™ is A$0.32, compared to a current price of A$0.31 — trading 3.1% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.57, which is 30% above median its 10-year median of 0.44 and 54.4% below the Retail - Cyclical industry median of 1.25. Cash Converters International's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Cash Converters International (ASX:CCV), the current Cyclically Adjusted PB Ratio is 0.57 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cash Converters International (ASX:CCV) Overvalued in 2026?

Based on GuruFocus' analysis, Cash Converters International stock appears to be undervalued. The current stock price of A$0.31 is trading 3.1% below its estimated GF Value™ of A$0.32. GuruFocus considers Cash Converters International to be Fairly Valued.

Key valuation signals for ASX:CCV:

  • Cyclically Adjusted PB Ratio: 0.57 (30% above median its 10-year median of 0.44)
  • GF Value™: A$0.32 vs. price of A$0.31 (3.1% below fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 54.4% below the Retail - Cyclical median (#221 of 809)

No single metric tells the full story. See the ASX:CCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cash Converters International Business Description

Address 141 Street Georges Terrace, Level 11, Perth, WA, AUS, 6000
Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.
60GF Score

Get the complete analysis for ASX:CCV

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.31
Price
A$0.32
GF Value