Cash Converters International (ASX:CCV) Days Payable: 41.28 (As of Dec. 2025) — 52% Below Median


ASX:CCV Cash Converters International Ltd ASX:CCV
62 GF Score
Price A$0.29
GF Value A$0.32
Valuation Fairly Valued
! 4 Warning Signs
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What is Cash Converters International Days Payable?

Cash Converters International ASX:CCV -6.45% 62 Days Payable is 41.28 as of Dec. 2025, which is 52% below its 10-year median of 85.73. GuruFocus rates ASX:CCV with a GF Score™ of 62/100 and a GF Value™ of A$0.32 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,095 Retail - Cyclical companies, Cash Converters International ranks better than 58.36% on this metric.

Cash Converters International's average Accounts Payable for the six months ended in Dec. 2025 was A$16.6 Mil. Cash Converters International's Cost of Goods Sold for the six months ended in Dec. 2025 was A$73.4 Mil. Hence, Cash Converters International's Days Payable for the six months ended in Dec. 2025 was 41.28.

The historical rank and industry rank for Cash Converters International's Days Payable or its related term are showing as below:

ASX:CCV' s Days Payable Range Over the Past 10 Years
Min: 14.18   Med: 85.73   Max: 157.92
Current: 63.23

During the past 13 years, Cash Converters International's highest Days Payable was 157.92. The lowest was 14.18. And the median was 85.73.

ASX:CCV's Days Payable is ranked better than
58.36% of 1095 companies
in the Retail - Cyclical industry
Industry Median: 51.85 vs ASX:CCV: 63.23

Cash Converters International's Days Payable declined from Dec. 2024 (66.13) to Dec. 2025 (41.28). It may suggest that Cash Converters International accelerated paying its suppliers.


Cash Converters International Days Payable Historical Data

* Premium members only.

The historical data trend for Cash Converters International's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cash Converters International Days Payable Chart

Cash Converters International Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.20 106.80 106.54 87.88 57.45

Cash Converters International Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.62 265.64 66.13 74.43 41.28

ASX:CCV vs CASY, WSM, DKS: Days Payable Comparison

For the Specialty Retail subindustry, Cash Converters International's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cash Converters International Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cash Converters International's Days Payable distribution charts can be found below:

* The bar in red indicates where Cash Converters International's Days Payable falls into.


ASX:CCV
62GF Score
Cash Converters International Ltd ASX:CCV
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Cash Converters International Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Cash Converters International's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

Days Payable (A: Jun. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2024 ) + Accounts Payable (A: Jun. 2025 )) / count ) / Cost of Goods Sold (A: Jun. 2025 )*Days in Period
=( (27.249 + 5.149) / 2 ) / 102.918*365
=16.199 / 102.918*365
=57.45

Cash Converters International's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (5.149 + 28.048) / 2 ) / 73.382*365 / 2
=16.5985 / 73.382*365 / 2
=41.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 41.28 mean?
Cash Converters International (ASX:CCV) has a Days Payable of 41.28 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cash Converters International and its competitors. This is 52% below median its historical median of 85.73. Over the past decade, Cash Converters International's Days Payable has ranged from 14.18 to 157.92. According to the industry distribution chart, Cash Converters International ranks #456 out of 1095 companies in the Retail - Cyclical industry, placing it in the top 41.6%.
Is Cash Converters International's Days Payable too high?
Cash Converters International's current Days Payable of 41.28 is 52% below median its 10-year median of 85.73. Over the past 10 years, this metric has ranged from a low of 14.18 to a high of 157.92. The Retail - Cyclical industry median Days Payable is 51.85. Cash Converters International's value of 41.28 is 20.4% below this industry median. Based on the distribution chart, Cash Converters International ranks #456 out of 1095 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Cash Converters International has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cash Converters International's Days Payable compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Cash Converters International ranks #456 out of 1095 companies for Days Payable. This puts Cash Converters International in the upper half of its industry. The industry median Days Payable is 51.85. Cash Converters International's value of 41.28 is 20.4% below this benchmark. Historically, Cash Converters International's own Days Payable has ranged from 14.18 to 157.92 over the past decade. While the company's 10-year median is 85.73 vs. the industry median of 51.85, Cash Converters International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.85, based on 1,095 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Converters International's current Days Payable of 41.28 is 20.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cash Converters International and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Converters International's current Days Payable is 41.28, which is 52% below median its own 10-year median of 85.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Converters International stock overvalued right now?
Based on GuruFocus' analysis, Cash Converters International (ASX:CCV) is currently considered Fairly Valued. The stock's GF Value™ is A$0.32, compared to a current price of A$0.29 — trading 9.4% below its estimated fair value. The current Days Payable is 41.28, which is 52% below median its 10-year median of 85.73 and 20.4% below the Retail - Cyclical industry median of 51.85. Cash Converters International's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cash Converters International (ASX:CCV), the current Days Payable is 41.28 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cash Converters International (ASX:CCV) Overvalued in 2026?

Based on GuruFocus' analysis, Cash Converters International stock appears to be undervalued. The current stock price of A$0.29 is trading 9.4% below its estimated GF Value™ of A$0.32. GuruFocus considers Cash Converters International to be Fairly Valued.

Key valuation signals for ASX:CCV:

  • Days Payable: 41.28 (52% below median its 10-year median of 85.73)
  • GF Value™: A$0.32 vs. price of A$0.29 (9.4% below fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 20.4% below the Retail - Cyclical median (#456 of 1095)

No single metric tells the full story. See the ASX:CCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cash Converters International Business Description

Address 141 Street Georges Terrace, Level 11, Perth, WA, AUS, 6000
Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.
62GF Score

Get the complete analysis for ASX:CCV

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.29
Price
A$0.32
GF Value