Cash Converters International (ASX:CCV) LT-Debt-to-Total-Asset: 0.27 (As of Dec. 2025)

What is Cash Converters International LT-Debt-to-Total-Asset?

Cash Converters International ASX:CCV -6.45% 62 LT-Debt-to-Total-Asset is 0.27 as of Dec. 2025. GuruFocus rates ASX:CCV with a GF Score™ of 62/100 and a GF Value™ of A$0.32 (Fairly Valued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Cash Converters International's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.27.

Cash Converters International's long-term debt to total assets ratio increased from Dec. 2024 (0.20) to Dec. 2025 (0.27). It may suggest that Cash Converters International is progressively becoming more dependent on debt to grow their business.

Cash Converters International (ASX:CCV) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Cash Converters International LT-Debt-to-Total-Asset Related Terms

Cash Converters International LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Cash Converters International's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cash Converters International LT-Debt-to-Total-Asset Chart

Cash Converters International Annual Data

Trend

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

LT-Debt-to-Total-Asset

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0.15

0.16

0.19

0.22

0.21

Cash Converters International Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.23	0.22	0.20	0.21	0.27

62GF Score

Cash Converters International Ltd ASX:CCV

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Cash Converters International LT-Debt-to-Total-Asset Calculation

Cash Converters International's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )	/	Total Assets (A: Jun. 2025 )
	=	100.645	/	485.748
	=	0.21

Cash Converters International's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	137.665	/	506.77
	=	0.27

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.27 mean?

Cash Converters International (ASX:CCV) has a LT-Debt-to-Total-Asset of 0.27 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cash Converters International and its competitors.

Is Cash Converters International's LT-Debt-to-Total-Asset too high?

Cash Converters International's current LT-Debt-to-Total-Asset is 0.27. Overall, Cash Converters International has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Cash Converters International's LT-Debt-to-Total-Asset compare to CASY and WSM?

Cash Converters International's LT-Debt-to-Total-Asset of 0.27 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Retail - Cyclical company?

A good LT-Debt-to-Total-Asset depends on the Retail - Cyclical industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cash Converters International and its competitors. Cash Converters International's current LT-Debt-to-Total-Asset is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Cash Converters International stock overvalued right now?

Based on GuruFocus' analysis, Cash Converters International (ASX:CCV) is currently considered Fairly Valued. The stock's GF Value™ is A$0.32, compared to a current price of A$0.29 — trading 9.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.27. Cash Converters International's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Cash Converters International (ASX:CCV), the current LT-Debt-to-Total-Asset is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cash Converters International (ASX:CCV) Overvalued in 2026?

Based on GuruFocus' analysis, Cash Converters International stock appears to be undervalued. The current stock price of A$0.29 is trading 9.4% below its estimated GF Value™ of A$0.32. GuruFocus considers Cash Converters International to be Fairly Valued.

Key valuation signals for ASX:CCV:

LT-Debt-to-Total-Asset: 0.27
GF Value™: A$0.32 vs. price of A$0.29 (9.4% below fair value)
GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the ASX:CCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cash Converters International Business Description

Industry Consumer Cyclical Retail - Cyclical

Comparable Companies ASX:BBN ASX:ADH ASX:JYC ASX:SSG ASX:BAP ASX:SHM ASX:DSK ASX:BLX ASX:ABY ASX:TPW TSX:ATD CASY WSM DKS ULTA BBY TSCO SHSE:601888 ADX:ADNOCDIST TPE:3045

Address 141 Street Georges Terrace, Level 11, Perth, WA, AUS, 6000

Website https://www.cashconverters.com

Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.

62GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.29

Price

A$0.32

GF Value

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