Cash Converters International (ASX:CCV) Net Margin %: 4.93% (As of Dec. 2025) — Near Median


ASX:CCV Cash Converters International Ltd ASX:CCV
62 GF Score
Price A$0.30
GF Value A$0.32
Valuation Fairly Valued
! 4 Warning Signs
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What is Cash Converters International Net Margin %?

Cash Converters International ASX:CCV +3.51% 62 Net Margin % is 4.93% as of Dec. 2025, which is 0% below its 10-year median of 4.94. GuruFocus rates ASX:CCV with a GF Score™ of 62/100 and a GF Value™ of A$0.32 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,128 Retail - Cyclical companies, Cash Converters International ranks better than 71.19% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Cash Converters International's Net Income for the six months ended in Dec. 2025 was A$10.1 Mil. Cash Converters International's Revenue for the six months ended in Dec. 2025 was A$204.0 Mil. Therefore, Cash Converters International's net margin for the quarter that ended in Dec. 2025 was 4.93%.

The historical rank and industry rank for Cash Converters International's Net Margin % or its related term are showing as below:

ASX:CCV' s Net Margin % Range Over the Past 10 Years
Min: -37.08   Med: 4.94   Max: 9.7
Current: 5.7


ASX:CCV's Net Margin % is ranked better than
71.19% of 1128 companies
in the Retail - Cyclical industry
Industry Median: 2.335 vs ASX:CCV: 5.70

Cash Converters International  (ASX:CCV) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Cash Converters International Net Margin % Related Terms


Cash Converters International Net Margin % Historical Data

* Premium members only.

The historical data trend for Cash Converters International's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cash Converters International Net Margin % Chart

Cash Converters International Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.70 5.27 -37.08 4.61 6.42

Cash Converters International Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.30 3.93 6.32 6.53 4.93

ASX:CCV vs CASY, WSM, ULTA: Net Margin % Comparison

For the Specialty Retail subindustry, Cash Converters International's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cash Converters International Net Margin % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cash Converters International's Net Margin % distribution charts can be found below:

* The bar in red indicates where Cash Converters International's Net Margin % falls into.


ASX:CCV
62GF Score
Cash Converters International Ltd ASX:CCV
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cash Converters International Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Cash Converters International's Net Margin for the fiscal year that ended in Jun. 2025 is calculated as

Net Margin=Net Income (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=24.483/381.136
=6.42 %

Cash Converters International's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=10.054/203.988
=4.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 4.93% mean?
Cash Converters International (ASX:CCV) has a Net Margin % of 4.93% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Cash Converters International and its competitors. This is near median its historical median of 4.94. According to the industry distribution chart, Cash Converters International ranks #325 out of 1128 companies in the Retail - Cyclical industry, placing it in the top 28.8%.
Is Cash Converters International's Net Margin % too high?
Cash Converters International's current Net Margin % of 4.93% is near median its 10-year median of 4.94. The Retail - Cyclical industry median Net Margin % is 2.34. Cash Converters International's value of 4.93% is 111.1% above this industry median. Based on the distribution chart, Cash Converters International ranks #325 out of 1128 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Cash Converters International has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cash Converters International's Net Margin % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Cash Converters International ranks #325 out of 1128 companies for Net Margin %. This puts Cash Converters International in the upper half of its industry. The industry median Net Margin % is 2.34. Cash Converters International's value of 4.93% is 111.1% above this benchmark. While the company's 10-year median is 4.94 vs. the industry median of 2.34, Cash Converters International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Retail - Cyclical company?
The median Net Margin % among Retail - Cyclical companies is 2.34, based on 1,128 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Converters International's current Net Margin % of 4.93% is 111.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Cash Converters International and its competitors. For the Retail - Cyclical industry, the median Net Margin % is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Converters International's current Net Margin % is 4.93%, which is near median its own 10-year median of 4.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Converters International stock overvalued right now?
Based on GuruFocus' analysis, Cash Converters International (ASX:CCV) is currently considered Fairly Valued. The stock's GF Value™ is A$0.32, compared to a current price of A$0.30 — trading 7.8% below its estimated fair value. The current Net Margin % is 4.93%, which is near median its 10-year median of 4.94 and 111.1% above the Retail - Cyclical industry median of 2.34. Cash Converters International's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Cash Converters International (ASX:CCV), the current Net Margin % is 4.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cash Converters International (ASX:CCV) Overvalued in 2026?

Based on GuruFocus' analysis, Cash Converters International stock appears to be undervalued. The current stock price of A$0.30 is trading 7.8% below its estimated GF Value™ of A$0.32. GuruFocus considers Cash Converters International to be Fairly Valued.

Key valuation signals for ASX:CCV:

  • Net Margin %: 4.93% (near median its 10-year median of 4.94)
  • GF Value™: A$0.32 vs. price of A$0.30 (7.8% below fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 111.1% above the Retail - Cyclical median (#325 of 1128)

No single metric tells the full story. See the ASX:CCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cash Converters International Business Description

Address 141 Street Georges Terrace, Level 11, Perth, WA, AUS, 6000
Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.
62GF Score

Get the complete analysis for ASX:CCV

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.30
Price
A$0.32
GF Value