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Cash Converters InternationalASX:CCV 46 Equity-to-Asset is 0.50 as of Dec. 2025, which is 15% below its 10-year median of 0.59. GuruFocus rates ASX:CCV with a GF Score™ of 46/100 and a GF Value™ of A$0.33 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,137 Retail - Cyclical companies, Cash Converters International ranks better than 57.52% on this metric.
Cash Converters International (ASX:CCV) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Cash Converters International Equity-to-Asset Related Terms
Cash Converters International Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash Converters International Equity-to-Asset Chart
ASX:CCV vs CASY, WSM, ULTA: Equity-to-Asset Comparison
For the Specialty Retail subindustry, Cash Converters International's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cash Converters International Equity-to-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Cash Converters International's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Cash Converters International's Equity-to-Asset falls into.
Cash Converters International Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash Converters International (ASX:CCV) has a Equity-to-Asset of 0.50 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cash Converters International and its competitors. This is 15% below median its historical median of 0.59. Over the past decade, Cash Converters International's Equity-to-Asset has ranged from 0.44 to 0.68. According to the industry distribution chart, Cash Converters International ranks #483 out of 1137 companies in the Retail - Cyclical industry, placing it in the top 42.5%.
Is Cash Converters International's Equity-to-Asset too high?
Cash Converters International's current Equity-to-Asset of 0.50 is 15% below median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 0.68. The Retail - Cyclical industry median Equity-to-Asset is 0.44. Cash Converters International's value of 0.50 is 13.6% above this industry median. Based on the distribution chart, Cash Converters International ranks #483 out of 1137 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Cash Converters International has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cash Converters International's Equity-to-Asset compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Cash Converters International ranks #483 out of 1137 companies for Equity-to-Asset. This puts Cash Converters International in the upper half of its industry. The industry median Equity-to-Asset is 0.44. Cash Converters International's value of 0.50 is 13.6% above this benchmark. Historically, Cash Converters International's own Equity-to-Asset has ranged from 0.44 to 0.68 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 0.44, Cash Converters International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Cyclical company?
The median Equity-to-Asset among Retail - Cyclical companies is 0.44, based on 1,137 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Converters International's current Equity-to-Asset of 0.50 is 13.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cash Converters International and its competitors. For the Retail - Cyclical industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Converters International's current Equity-to-Asset is 0.50, which is 15% below median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Converters International stock overvalued right now?
Based on GuruFocus' analysis, Cash Converters International (ASX:CCV) is currently considered Fairly Valued. The stock's GF Value™ is A$0.33, compared to a current price of A$0.32 — trading 3% below its estimated fair value. The current Equity-to-Asset is 0.50, which is 15% below median its 10-year median of 0.59 and 13.6% above the Retail - Cyclical industry median of 0.44. Cash Converters International's overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Cash Converters International (ASX:CCV), the current Equity-to-Asset is 0.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cash Converters International (ASX:CCV) Overvalued in 2026?
Based on GuruFocus' analysis, Cash Converters International stock appears to be undervalued.
The current stock price of A$0.32 is trading 3% below its estimated GF Value™ of A$0.33.
GuruFocus considers Cash Converters International to be Fairly Valued.
Key valuation signals for ASX:CCV:
Equity-to-Asset: 0.50 (15% below median its 10-year median of 0.59)
GF Value™: A$0.33 vs. price of A$0.32 (3% below fair value)
Industry Position: 13.6% above the Retail - Cyclical median (#483 of 1137)
No single metric tells the full story. See the ASX:CCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.
46GF Score
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