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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Banco Daycoval S.A.'s cash to debt ratio for the quarter that ended in Jun. 2016 was 0.04.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Banco Daycoval S.A.couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2016.
The historical rank and industry rank for Banco Daycoval S.A.'s Cash-to-Debt or its related term are showing as below:
BSP:DAYC3'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.04 Med: 1.93 Max: N/A
Current: 0.04
During the past 10 years, Banco Daycoval S.A.'s highest Cash to Debt Ratio was N/A. The lowest was 0.04. And the median was 1.93.
BSP:DAYC3's Cash-to-Debt is not ranked
in the Banks industry.
Industry Median: 1.4
vs BSP:DAYC3: 0.04
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Banco Daycoval S.A. Cash-to-Debt Related Terms
Banco Daycoval S.A. Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Banco Daycoval S.A.'s Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BSP:DAYC3 vs FISI, MBIN, WSBF: Cash-to-Debt Comparison
For the Banks - Regional subindustry, Banco Daycoval S.A.'s Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Daycoval S.A. Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Banco Daycoval S.A.'s Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Banco Daycoval S.A.'s Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Daycoval S.A. (BSP:DAYC3) has a Cash-to-Debt of 0.04 as of Jun. 2016. This is 98% below median its historical median of 1.93. Over the past decade, Banco Daycoval S.A.'s Cash-to-Debt has ranged from 0.04 to 9,999.00.
Is Banco Daycoval S.A.'s Cash-to-Debt too high?
Banco Daycoval S.A.'s current Cash-to-Debt of 0.04 is 98% below median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 9,999.00. The Banks industry median Cash-to-Debt is 1.40. Banco Daycoval S.A.'s value of 0.04 is 97.1% below this industry median.
How does Banco Daycoval S.A.'s Cash-to-Debt compare to FISI and MBIN?
Banco Daycoval S.A.'s Cash-to-Debt of 0.04 can be compared against companies in the Banks industry. The industry median Cash-to-Debt is 1.40. Banco Daycoval S.A.'s value of 0.04 is 97.1% below this benchmark. Historically, Banco Daycoval S.A.'s own Cash-to-Debt has ranged from 0.04 to 9,999.00 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 1.40, Banco Daycoval S.A. has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.40, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Daycoval S.A.'s current Cash-to-Debt of 0.04 is 97.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Daycoval S.A.'s current Cash-to-Debt is 0.04, which is 98% below median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Daycoval S.A. stock overvalued right now?
Banco Daycoval S.A. (BSP:DAYC3) has a current Cash-to-Debt of 0.04. The current Cash-to-Debt is 0.04, which is 98% below median its 10-year median of 1.93 and 97.1% below the Banks industry median of 1.40. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Banco Daycoval S.A. (BSP:DAYC3), the current Cash-to-Debt is 0.04 as of Jun. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Banco Daycoval S.A. was founded in 1968. It is a is a commercial bank. The Company along with its subsidiaries is engaged in commercial, foreign exchange, investment and lending portfolios. It also provide services including management of assets, life insurance and pension plans. The Company operates in four business segments: financial segment; asset management segment; insurance and pension fund segment; andother segments. Financial segment - handles individual customer deposits and provides loan, overdraft, credit card, and wire transfer services, and performs treasury, finance and other core functions; Asset management segment - services to institutional investors and intermediaries by providing financial asset management through investment funds; and Insurance and pension fund segment - offers life insurance and open-end supplementary pension funds, by operating lump-sum and annuity plans, consisting of the plans' participants' contributions.
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