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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-23), Banco Daycoval S.A.'s Intrinsic Value: Projected FCF is R$0.00. The stock price of Banco Daycoval S.A. is R$0.00. Therefore, Banco Daycoval S.A.'s Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.
The historical rank and industry rank for Banco Daycoval S.A.'s Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 10 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Banco Daycoval S.A. was 2.02. The lowest was 0.55. And the median was 0.80.
BSP:DAYC3's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.59 * Ranked among companies with meaningful Price-to-Projected-FCF only.
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Banco Daycoval S.A.'s Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
0.00
/
8.3098340160174
=
0.00
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Daycoval S.A. Intrinsic Value: Projected FCF Related Terms
Banco Daycoval S.A. Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Banco Daycoval S.A.'s Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:DAYC3 vs FISI, MBIN, WSBF: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Banco Daycoval S.A.'s Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Daycoval S.A. Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Banco Daycoval S.A.'s Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Banco Daycoval S.A.'s Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of R$0.00 mean?
Banco Daycoval S.A. (BSP:DAYC3) has a Intrinsic Value: Projected FCF of R$0.00 as of Aug. 23, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Banco Daycoval S.A. and its competitors. Over the past decade, Banco Daycoval S.A.'s Intrinsic Value: Projected FCF has ranged from 0.55 to 2.02.
Is Banco Daycoval S.A.'s Intrinsic Value: Projected FCF too high?
Banco Daycoval S.A.'s current Intrinsic Value: Projected FCF is R$0.00. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 2.02.
How does Banco Daycoval S.A.'s Intrinsic Value: Projected FCF compare to FISI and MBIN?
Banco Daycoval S.A.'s Intrinsic Value: Projected FCF of R$0.00 can be compared against companies in the Banks industry. The industry median Intrinsic Value: Projected FCF is 0.59. Historically, Banco Daycoval S.A.'s own Intrinsic Value: Projected FCF has ranged from 0.55 to 2.02 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.59, based on 1,308 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Banco Daycoval S.A. and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Daycoval S.A.'s current Intrinsic Value: Projected FCF is R$0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Daycoval S.A. stock overvalued right now?
Banco Daycoval S.A. (BSP:DAYC3) has a current Intrinsic Value: Projected FCF of R$0.00. The current Intrinsic Value: Projected FCF is R$0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Banco Daycoval S.A. (BSP:DAYC3), the current Intrinsic Value: Projected FCF is R$0.00 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Banco Daycoval S.A. was founded in 1968. It is a is a commercial bank. The Company along with its subsidiaries is engaged in commercial, foreign exchange, investment and lending portfolios. It also provide services including management of assets, life insurance and pension plans. The Company operates in four business segments: financial segment; asset management segment; insurance and pension fund segment; andother segments. Financial segment - handles individual customer deposits and provides loan, overdraft, credit card, and wire transfer services, and performs treasury, finance and other core functions; Asset management segment - services to institutional investors and intermediaries by providing financial asset management through investment funds; and Insurance and pension fund segment - offers life insurance and open-end supplementary pension funds, by operating lump-sum and annuity plans, consisting of the plans' participants' contributions.
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