Banco Daycoval S.A. (BSP:DAYC3) Net Interest Income: R$2,182.65 Mil (TTM As of Jun. 2016)

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What is Banco Daycoval S.A. Net Interest Income?

Banco Daycoval S.A. BSP:DAYC3 Net Interest Income is R$2,182.65 Mil as of Jun. 2016. The stock has 3 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Banco Daycoval S.A.'s net interest income for the three months ended in Jun. 2016 was R$394.96 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2016 was R$2,182.65 Mil.


Banco Daycoval S.A. Net Interest Income Related Terms


Banco Daycoval S.A. Net Interest Income Historical Data

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The historical data trend for Banco Daycoval S.A.'s Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Daycoval S.A. Net Interest Income Chart

Banco Daycoval S.A. Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 600.63 774.36 1,106.20 975.84 1,361.99

Banco Daycoval S.A. Quarterly Data
Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 433.99 -915.48 2,370.59 332.58 394.96

Banco Daycoval S.A. Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2016 adds up the quarterly data reported by the company within the most recent 12 months, which was R$2,182.65 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of R$2,182.65 Mil mean?
Banco Daycoval S.A. (BSP:DAYC3) has a Net Interest Income of R$2,182.65 Mil as of Jun. 2016.
Is Banco Daycoval S.A.'s Net Interest Income too high?
Banco Daycoval S.A.'s current Net Interest Income is R$2,182.65 Mil.
How does Banco Daycoval S.A.'s Net Interest Income compare to FISI and MBIN?
Banco Daycoval S.A.'s Net Interest Income of R$2,182.65 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Banco Daycoval S.A.'s current Net Interest Income is R$2,182.65 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Daycoval S.A. stock overvalued right now?
Banco Daycoval S.A. (BSP:DAYC3) has a current Net Interest Income of R$2,182.65 Mil. The current Net Interest Income is R$2,182.65 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Banco Daycoval S.A. (BSP:DAYC3), the current Net Interest Income is R$2,182.65 Mil as of Jun. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco Daycoval S.A. Business Description

Banco Daycoval S.A. was founded in 1968. It is a is a commercial bank. The Company along with its subsidiaries is engaged in commercial, foreign exchange, investment and lending portfolios. It also provide services including management of assets, life insurance and pension plans. The Company operates in four business segments: financial segment; asset management segment; insurance and pension fund segment; andother segments. Financial segment - handles individual customer deposits and provides loan, overdraft, credit card, and wire transfer services, and performs treasury, finance and other core functions; Asset management segment - services to institutional investors and intermediaries by providing financial asset management through investment funds; and Insurance and pension fund segment - offers life insurance and open-end supplementary pension funds, by operating lump-sum and annuity plans, consisting of the plans' participants' contributions.