Banco Daycoval S.A. (BSP:DAYC3) E10: R$0.00 (As of Jun. 2016)


What is Banco Daycoval S.A. E10?

Banco Daycoval S.A. BSP:DAYC3 E10 is R$0.00 as of Jun. 2016. The stock has 3 warning signs investors should review.

Note: As E10 is a main component used to calculate Shiller PE Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation sectione below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banco Daycoval S.A.'s adjusted earnings per share data for the fiscal year that ended in Dec. 2015 was R$0.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is R$0.00 for the trailing ten years ended in Dec. 2015.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-27), Banco Daycoval S.A.'s current stock price is R$ 0.00. Banco Daycoval S.A.'s E10 for the fiscal year that ended in Dec. 2015 was R$0.00. Banco Daycoval S.A.'s Shiller PE Ratio of today is .

During the past 10 years, the highest Shiller PE Ratio of Banco Daycoval S.A. was 7.68. The lowest was 0.00. And the median was 6.98.


Banco Daycoval S.A.  (BSP:DAYC3) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 10 years, the highest Shiller P/E Ratio of Banco Daycoval S.A. was 7.68. The lowest was 0.00. And the median was 6.98.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Banco Daycoval S.A. E10 Related Terms


Banco Daycoval S.A. E10 Historical Data

* Premium members only.

The historical data trend for Banco Daycoval S.A.'s E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Daycoval S.A. E10 Chart

Banco Daycoval S.A. Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Banco Daycoval S.A. Quarterly Data
Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BSP:DAYC3 vs FISI, MBIN, WSBF: E10 Comparison

For the Banks - Regional subindustry, Banco Daycoval S.A.'s Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Daycoval S.A. Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Daycoval S.A.'s Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banco Daycoval S.A.'s Shiller PE Ratio falls into.



Banco Daycoval S.A. E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco Daycoval S.A.'s adjusted earnings per share data for the fiscal year that ended in Dec. 2015 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2015 (Change)*Current CPI (Dec. 2015)
=0/104.2470*104.2470
=0.000

Current CPI (Dec. 2015) = 104.2470.

Banco Daycoval S.A. Annual Data

per_share_eps CPI Adj_EPS
200612 25.612 60.672 44.006
200712 0.925 63.377 1.522
200812 0.910 67.118 1.413
200912 0.980 70.012 1.459
201012 1.270 74.149 1.786
201112 1.360 78.971 1.795
201212 1.300 83.581 1.621
201312 0.930 88.522 1.095
201412 1.140 94.194 1.262
201512 0.000 104.247 0.000

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of R$0.00 mean?
Banco Daycoval S.A. (BSP:DAYC3) has a E10 of R$0.00 as of Jun. 2016. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco Daycoval S.A. and its competitors.
Is Banco Daycoval S.A.'s E10 too high?
Banco Daycoval S.A.'s current E10 is R$0.00.
How does Banco Daycoval S.A.'s E10 compare to FISI and MBIN?
Banco Daycoval S.A.'s E10 of R$0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco Daycoval S.A. and its competitors. Banco Daycoval S.A.'s current E10 is R$0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Daycoval S.A. stock overvalued right now?
Banco Daycoval S.A. (BSP:DAYC3) has a current E10 of R$0.00. The current E10 is R$0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Banco Daycoval S.A. (BSP:DAYC3), the current E10 is R$0.00 as of Jun. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco Daycoval S.A. Business Description

Banco Daycoval S.A. was founded in 1968. It is a is a commercial bank. The Company along with its subsidiaries is engaged in commercial, foreign exchange, investment and lending portfolios. It also provide services including management of assets, life insurance and pension plans. The Company operates in four business segments: financial segment; asset management segment; insurance and pension fund segment; andother segments. Financial segment - handles individual customer deposits and provides loan, overdraft, credit card, and wire transfer services, and performs treasury, finance and other core functions; Asset management segment - services to institutional investors and intermediaries by providing financial asset management through investment funds; and Insurance and pension fund segment - offers life insurance and open-end supplementary pension funds, by operating lump-sum and annuity plans, consisting of the plans' participants' contributions.