The historical rank and industry rank for Banco Daycoval S.A.'s Net Margin % or its related term are showing as below:
BSP:DAYC3'
s Net Margin % Range Over the Past 10 Years
Min: 13.55 Med: 32.85 Max: 42.7
Current: 13.55
BSP:DAYC3's Net Margin % is not ranked
in the Banks industry.
Industry Median: 26.95
vs BSP:DAYC3: 13.55
Banco Daycoval S.A. (BSP:DAYC3) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banco Daycoval S.A. Net Margin % Related Terms
Banco Daycoval S.A. Net Margin % Historical Data
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The historical data trend for Banco Daycoval S.A.'s Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:DAYC3 vs FISI, MBIN, WSBF: Net Margin % Comparison
For the Banks - Regional subindustry, Banco Daycoval S.A.'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Daycoval S.A. Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Daycoval S.A.'s Net Margin % distribution charts can be found below:
* The bar in red indicates where Banco Daycoval S.A.'s Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Daycoval S.A. (BSP:DAYC3) has a Net Margin % of 11.32% as of Jun. 2016. Net margin is the ratio of total net income to net sales. View historical data on Banco Daycoval S.A. and its competitors. This is 66% below median its historical median of 32.85. Over the past decade, Banco Daycoval S.A.'s Net Margin % has ranged from 13.55 to 42.70.
Is Banco Daycoval S.A.'s Net Margin % too high?
Banco Daycoval S.A.'s current Net Margin % of 11.32% is 66% below median its 10-year median of 32.85. Over the past 10 years, this metric has ranged from a low of 13.55 to a high of 42.70. The Banks industry median Net Margin % is 26.95. Banco Daycoval S.A.'s value of 11.32% is 58% below this industry median.
How does Banco Daycoval S.A.'s Net Margin % compare to FISI and MBIN?
Banco Daycoval S.A.'s Net Margin % of 11.32% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. Banco Daycoval S.A.'s value of 11.32% is 58% below this benchmark. Historically, Banco Daycoval S.A.'s own Net Margin % has ranged from 13.55 to 42.70 over the past decade. While the company's 10-year median is 32.85 vs. the industry median of 26.95, Banco Daycoval S.A. has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Daycoval S.A.'s current Net Margin % of 11.32% is 58% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco Daycoval S.A. and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Daycoval S.A.'s current Net Margin % is 11.32%, which is 66% below median its own 10-year median of 32.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Daycoval S.A. stock overvalued right now?
Banco Daycoval S.A. (BSP:DAYC3) has a current Net Margin % of 11.32%. The current Net Margin % is 11.32%, which is 66% below median its 10-year median of 32.85 and 58% below the Banks industry median of 26.95. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco Daycoval S.A. (BSP:DAYC3), the current Net Margin % is 11.32% as of Jun. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Banco Daycoval S.A. was founded in 1968. It is a is a commercial bank. The Company along with its subsidiaries is engaged in commercial, foreign exchange, investment and lending portfolios. It also provide services including management of assets, life insurance and pension plans. The Company operates in four business segments: financial segment; asset management segment; insurance and pension fund segment; andother segments. Financial segment - handles individual customer deposits and provides loan, overdraft, credit card, and wire transfer services, and performs treasury, finance and other core functions; Asset management segment - services to institutional investors and intermediaries by providing financial asset management through investment funds; and Insurance and pension fund segment - offers life insurance and open-end supplementary pension funds, by operating lump-sum and annuity plans, consisting of the plans' participants' contributions.
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