Banco Daycoval S.A. (BSP:DAYC3) FCF Margin %: 144.15% (As of Jun. 2016)


What is Banco Daycoval S.A. FCF Margin %?

Banco Daycoval S.A. BSP:DAYC3 FCF Margin % is 144.15% as of Jun. 2016. The stock has 3 warning signs investors should review.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banco Daycoval S.A.'s Free Cash Flow for the three months ended in Jun. 2016 was R$881.65 Mil. Banco Daycoval S.A.'s Revenue for the three months ended in Jun. 2016 was R$611.62 Mil. Therefore, Banco Daycoval S.A.'s FCF Margin % for the quarter that ended in Jun. 2016 was 144.15%.

As of today, Banco Daycoval S.A.'s current FCF Yield % is 44.50%.

The historical rank and industry rank for Banco Daycoval S.A.'s FCF Margin % or its related term are showing as below:


BSP:DAYC3's FCF Margin % is not ranked *
in the Banks industry.
Industry Median: 26.55
* Ranked among companies with meaningful FCF Margin % only.


Banco Daycoval S.A. FCF Margin % Related Terms


Banco Daycoval S.A. FCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco Daycoval S.A.'s FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Daycoval S.A. FCF Margin % Chart

Banco Daycoval S.A. Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 67.67 73.30 -129.81 -107.90 41.99

Banco Daycoval S.A. Quarterly Data
Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 317.18 -56.77 -48.15 114.79 144.15

BSP:DAYC3 vs FISI, MBIN, WSBF: FCF Margin % Comparison

For the Banks - Regional subindustry, Banco Daycoval S.A.'s FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Daycoval S.A. FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Daycoval S.A.'s FCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco Daycoval S.A.'s FCF Margin % falls into.



Banco Daycoval S.A. FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Banco Daycoval S.A.'s FCF Margin for the fiscal year that ended in Dec. 2015 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2015 )/Revenue (A: Dec. 2015 )
=697.196/1660.455
=41.99 %

Banco Daycoval S.A.'s FCF Margin for the quarter that ended in Jun. 2016 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2016 )/Revenue (Q: Jun. 2016 )
=881.653/611.617
=144.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 144.15% mean?
Banco Daycoval S.A. (BSP:DAYC3) has a FCF Margin % of 144.15% as of Jun. 2016. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Daycoval S.A. and its competitors.
Is Banco Daycoval S.A.'s FCF Margin % too high?
Banco Daycoval S.A.'s current FCF Margin % is 144.15%. The Banks industry median FCF Margin % is 26.55. Banco Daycoval S.A.'s value of 144.15% is 442.9% above this industry median.
How does Banco Daycoval S.A.'s FCF Margin % compare to FISI and MBIN?
Banco Daycoval S.A.'s FCF Margin % of 144.15% can be compared against companies in the Banks industry. The industry median FCF Margin % is 26.55. Banco Daycoval S.A.'s value of 144.15% is 442.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Daycoval S.A.'s current FCF Margin % of 144.15% is 442.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Daycoval S.A. and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Daycoval S.A.'s current FCF Margin % is 144.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Daycoval S.A. stock overvalued right now?
Banco Daycoval S.A. (BSP:DAYC3) has a current FCF Margin % of 144.15%. The current FCF Margin % is 144.15% and 442.9% above the Banks industry median of 26.55. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco Daycoval S.A. (BSP:DAYC3), the current FCF Margin % is 144.15% as of Jun. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco Daycoval S.A. Business Description

Banco Daycoval S.A. was founded in 1968. It is a is a commercial bank. The Company along with its subsidiaries is engaged in commercial, foreign exchange, investment and lending portfolios. It also provide services including management of assets, life insurance and pension plans. The Company operates in four business segments: financial segment; asset management segment; insurance and pension fund segment; andother segments. Financial segment - handles individual customer deposits and provides loan, overdraft, credit card, and wire transfer services, and performs treasury, finance and other core functions; Asset management segment - services to institutional investors and intermediaries by providing financial asset management through investment funds; and Insurance and pension fund segment - offers life insurance and open-end supplementary pension funds, by operating lump-sum and annuity plans, consisting of the plans' participants' contributions.