Banco Daycoval S.A. (BSP:DAYC3) Debt-to-Asset : 0.34 (As of Jun. 2016)

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What is Banco Daycoval S.A. Debt-to-Asset?

Banco Daycoval S.A. BSP:DAYC3 Debt-to-Asset is 0.34 as of Jun. 2016. The stock has 3 warning signs investors should review.

Banco Daycoval S.A.'s Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2016 was R$0.00 Mil. Banco Daycoval S.A.'s Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2016 was R$7,019.79 Mil. Banco Daycoval S.A.'s Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2016 was R$20,529.20 Mil. Banco Daycoval S.A.'s debt to asset for the quarter that ended in Jun. 2016 was 0.34.

Banco Daycoval S.A.  (BSP:DAYC3) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Banco Daycoval S.A. Debt-to-Asset Related Terms

Banco Daycoval S.A. Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Banco Daycoval S.A.'s Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Daycoval S.A. Debt-to-Asset Chart

Banco Daycoval S.A. Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.10 0.44 0.35 0.35

Banco Daycoval S.A. Quarterly Data
Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.36 0.35 0.37 0.34

BSP:DAYC3 vs FISI, MBIN, WSBF: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Banco Daycoval S.A.'s Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Daycoval S.A. Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Banco Daycoval S.A.'s Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Banco Daycoval S.A.'s Debt-to-Asset falls into.


Banco Daycoval S.A. Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Banco Daycoval S.A.'s Debt-to-Asset for the fiscal year that ended in Dec. 2015 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 7699.363) / 21930.055
=0.35

Banco Daycoval S.A.'s Debt-to-Asset for the quarter that ended in Jun. 2016 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 7019.79) / 20529.2
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.34 mean?
Banco Daycoval S.A. (BSP:DAYC3) has a Debt-to-Asset of 0.34 as of Jun. 2016. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banco Daycoval S.A. and its competitors.
Is Banco Daycoval S.A.'s Debt-to-Asset too high?
Banco Daycoval S.A.'s current Debt-to-Asset is 0.34.
How does Banco Daycoval S.A.'s Debt-to-Asset compare to FISI and MBIN?
Banco Daycoval S.A.'s Debt-to-Asset of 0.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banco Daycoval S.A. and its competitors. Banco Daycoval S.A.'s current Debt-to-Asset is 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Daycoval S.A. stock overvalued right now?
Banco Daycoval S.A. (BSP:DAYC3) has a current Debt-to-Asset of 0.34. The current Debt-to-Asset is 0.34. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Banco Daycoval S.A. (BSP:DAYC3), the current Debt-to-Asset is 0.34 as of Jun. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco Daycoval S.A. Business Description

Banco Daycoval S.A. was founded in 1968. It is a is a commercial bank. The Company along with its subsidiaries is engaged in commercial, foreign exchange, investment and lending portfolios. It also provide services including management of assets, life insurance and pension plans. The Company operates in four business segments: financial segment; asset management segment; insurance and pension fund segment; andother segments. Financial segment - handles individual customer deposits and provides loan, overdraft, credit card, and wire transfer services, and performs treasury, finance and other core functions; Asset management segment - services to institutional investors and intermediaries by providing financial asset management through investment funds; and Insurance and pension fund segment - offers life insurance and open-end supplementary pension funds, by operating lump-sum and annuity plans, consisting of the plans' participants' contributions.