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Yokohama Financial GroupCCRDF 57 Cash-to-Debt is 1.78 as of Mar. 2026, which is 5% below its 10-year median of 1.87. GuruFocus rates CCRDF with a GF Score™ of 57/100 and a GF Value™ of $7.95 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,492 Banks companies, Yokohama Financial Group ranks better than 52.28% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Yokohama Financial Group's cash to debt ratio for the quarter that ended in Mar. 2026 was 1.78.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Yokohama Financial Groupcould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Yokohama Financial Group's Cash-to-Debt or its related term are showing as below:
CCRDF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.51 Med: 1.87 Max: 3.18
Current: 1.51
During the past 10 years, Yokohama Financial Group's highest Cash to Debt Ratio was 3.18. The lowest was 1.51. And the median was 1.87.
CCRDF's Cash-to-Debt is ranked better than 52.28% of 1492
companies
in the Banks industry
Industry Median: 1.395
vs CCRDF: 1.51
Yokohama Financial Group (OTCPK:CCRDF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Yokohama Financial Group Cash-to-Debt Related Terms
Yokohama Financial Group Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Yokohama Financial Group Cash-to-Debt Competitor Comparison
For the Banks - Regional subindustry, Yokohama Financial Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yokohama Financial Group Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Yokohama Financial Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Yokohama Financial Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yokohama Financial Group (CCRDF) has a Cash-to-Debt of 1.78 as of Mar. 2026. This is near median its historical median of 1.87. Over the past decade, Yokohama Financial Group's Cash-to-Debt has ranged from 1.51 to 3.18. According to the industry distribution chart, Yokohama Financial Group ranks #712 out of 1492 companies in the Banks industry, placing it in the top 47.7%.
Is Yokohama Financial Group's Cash-to-Debt too high?
Yokohama Financial Group's current Cash-to-Debt of 1.78 is near median its 10-year median of 1.87. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 3.18. The Banks industry median Cash-to-Debt is 1.40. Yokohama Financial Group's value of 1.78 is 27.6% above this industry median. Based on the distribution chart, Yokohama Financial Group ranks #712 out of 1492 companies in the Banks industry, which is above the industry midpoint. Overall, Yokohama Financial Group has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yokohama Financial Group's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, Yokohama Financial Group ranks #712 out of 1492 companies for Cash-to-Debt. This puts Yokohama Financial Group in the upper half of its industry. The industry median Cash-to-Debt is 1.40. Yokohama Financial Group's value of 1.78 is 27.6% above this benchmark. Historically, Yokohama Financial Group's own Cash-to-Debt has ranged from 1.51 to 3.18 over the past decade. While the company's 10-year median is 1.87 vs. the industry median of 1.40, Yokohama Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.40, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yokohama Financial Group's current Cash-to-Debt of 1.78 is 27.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yokohama Financial Group's current Cash-to-Debt is 1.78, which is near median its own 10-year median of 1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yokohama Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yokohama Financial Group (CCRDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.95, compared to a current price of $11.21 — trading 41% above its estimated fair value. The current Cash-to-Debt is 1.78, which is near median its 10-year median of 1.87 and 27.6% above the Banks industry median of 1.40. Yokohama Financial Group's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Yokohama Financial Group (CCRDF), the current Cash-to-Debt is 1.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yokohama Financial Group (CCRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued.
The current stock price of $11.21 is trading 41% above its estimated GF Value™ of $7.95.
GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.
Key valuation signals for CCRDF:
Cash-to-Debt: 1.78 (near median its 10-year median of 1.87)
GF Value™: $7.95 vs. price of $11.21 (41% above fair value)
Industry Position: 27.6% above the Banks median (#712 of 1492)
No single metric tells the full story. See the CCRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
57GF Score
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