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Yokohama Financial GroupCCRDF +13.04%45 Equity-to-Asset is 0.06 as of Dec. 2025, which is at its 10-year median of 0.06. GuruFocus rates CCRDF with a GF Score™ of 45/100 and a GF Value™ of $6.42 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,520 Banks companies, Yokohama Financial Group ranks worse than 84.8% on this metric.
The historical rank and industry rank for Yokohama Financial Group's Equity-to-Asset or its related term are showing as below:
CCRDF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05 Med: 0.06 Max: 0.06
Current: 0.06
During the past 10 years, the highest Equity to Asset Ratio of Yokohama Financial Group was 0.06. The lowest was 0.05. And the median was 0.06.
CCRDF's Equity-to-Asset is ranked worse than 84.8% of 1520
companies
in the Banks industry
Industry Median: 0.1
vs CCRDF: 0.06
Yokohama Financial Group (OTCPK:CCRDF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Yokohama Financial Group Equity-to-Asset Related Terms
Yokohama Financial Group Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yokohama Financial Group Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Yokohama Financial Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yokohama Financial Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Yokohama Financial Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Yokohama Financial Group's Equity-to-Asset falls into.
Yokohama Financial Group Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Yokohama Financial Group's Equity to Asset Ratio for the fiscal year that ended in Mar. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yokohama Financial Group (CCRDF) has a Equity-to-Asset of 0.06 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Yokohama Financial Group and its competitors. This is near median its historical median of 0.06. Over the past decade, Yokohama Financial Group's Equity-to-Asset has ranged from 0.05 to 0.06. According to the industry distribution chart, Yokohama Financial Group ranks #1289 out of 1520 companies in the Banks industry, placing it in the top 84.8%.
Is Yokohama Financial Group's Equity-to-Asset too high?
Yokohama Financial Group's current Equity-to-Asset of 0.06 is near median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.06. The Banks industry median Equity-to-Asset is 0.10. Yokohama Financial Group's value of 0.06 is 40% below this industry median. Based on the distribution chart, Yokohama Financial Group ranks #1289 out of 1520 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yokohama Financial Group has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yokohama Financial Group's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Yokohama Financial Group ranks #1289 out of 1520 companies for Equity-to-Asset. This places Yokohama Financial Group in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Yokohama Financial Group's value of 0.06 is 40% below this benchmark. Historically, Yokohama Financial Group's own Equity-to-Asset has ranged from 0.05 to 0.06 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, Yokohama Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yokohama Financial Group's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Yokohama Financial Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yokohama Financial Group's current Equity-to-Asset is 0.06, which is near median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yokohama Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yokohama Financial Group (CCRDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.42, compared to a current price of $11.70 — trading 82.2% above its estimated fair value. The current Equity-to-Asset is 0.06, which is near median its 10-year median of 0.06 and 40% below the Banks industry median of 0.10. Yokohama Financial Group's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Yokohama Financial Group (CCRDF), the current Equity-to-Asset is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yokohama Financial Group (CCRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued.
The current stock price of $11.70 is trading 82.2% above its estimated GF Value™ of $6.42.
GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.
Key valuation signals for CCRDF:
Equity-to-Asset: 0.06 (near median its 10-year median of 0.06)
GF Value™: $6.42 vs. price of $11.70 (82.2% above fair value)
Industry Position: 40% below the Banks median (#1289 of 1520)
No single metric tells the full story. See the CCRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
45GF Score
Get the complete analysis for CCRDF
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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