Yokohama Financial GroupCCRDF +13.04%45 Debt-to-Equity is 1.66 as of Dec. 2025, which is 3% below its 10-year median of 1.71. GuruFocus rates CCRDF with a GF Score™ of 45/100 and a GF Value™ of $6.43 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,426 Banks companies, Yokohama Financial Group ranks worse than 81.21% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Yokohama Financial Group's Debt-to-Equity or its related term are showing as below:
CCRDF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.75 Med: 1.71 Max: 3.7
Current: 1.67
During the past 10 years, the highest Debt-to-Equity Ratio of Yokohama Financial Group was 3.70. The lowest was 0.75. And the median was 1.71.
CCRDF's Debt-to-Equity is ranked worse than 81.21% of 1426
companies
in the Banks industry
Industry Median: 0.56
vs CCRDF: 1.67
Yokohama Financial Group (OTCPK:CCRDF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Yokohama Financial Group Debt-to-Equity Related Terms
Yokohama Financial Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yokohama Financial Group Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Yokohama Financial Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yokohama Financial Group Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Yokohama Financial Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Yokohama Financial Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yokohama Financial Group (CCRDF) has a Debt-to-Equity of 1.66 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Yokohama Financial Group and its competitors. This is near median its historical median of 1.71. Over the past decade, Yokohama Financial Group's Debt-to-Equity has ranged from 0.75 to 3.70. According to the industry distribution chart, Yokohama Financial Group ranks #1158 out of 1426 companies in the Banks industry, placing it in the top 81.2%.
Is Yokohama Financial Group's Debt-to-Equity too high?
Yokohama Financial Group's current Debt-to-Equity of 1.66 is near median its 10-year median of 1.71. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 3.70. The Banks industry median Debt-to-Equity is 0.56. Yokohama Financial Group's value of 1.66 is 196.4% above this industry median. Based on the distribution chart, Yokohama Financial Group ranks #1158 out of 1426 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yokohama Financial Group has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yokohama Financial Group's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Yokohama Financial Group ranks #1158 out of 1426 companies for Debt-to-Equity. This places Yokohama Financial Group in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Yokohama Financial Group's value of 1.66 is 196.4% above this benchmark. Historically, Yokohama Financial Group's own Debt-to-Equity has ranged from 0.75 to 3.70 over the past decade. While the company's 10-year median is 1.71 vs. the industry median of 0.56, Yokohama Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,426 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yokohama Financial Group's current Debt-to-Equity of 1.66 is 196.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Yokohama Financial Group and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yokohama Financial Group's current Debt-to-Equity is 1.66, which is near median its own 10-year median of 1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yokohama Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yokohama Financial Group (CCRDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.43, compared to a current price of $11.70 — trading 82% above its estimated fair value. The current Debt-to-Equity is 1.66, which is near median its 10-year median of 1.71 and 196.4% above the Banks industry median of 0.56. Yokohama Financial Group's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Yokohama Financial Group (CCRDF), the current Debt-to-Equity is 1.66 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yokohama Financial Group (CCRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued.
The current stock price of $11.70 is trading 82% above its estimated GF Value™ of $6.43.
GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.
Key valuation signals for CCRDF:
Debt-to-Equity: 1.66 (near median its 10-year median of 1.71)
GF Value™: $6.43 vs. price of $11.70 (82% above fair value)
Industry Position: 196.4% above the Banks median (#1158 of 1426)
No single metric tells the full story. See the CCRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
45GF Score
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