CCRDF (Yokohama Financial Group) Cyclically Adjusted PB Ratio: (As of Jul. 05, 2026)


CCRDF Yokohama Financial Group Inc CCRDF
52 GF Score
Price $10.35
GF Value $5.99
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Yokohama Financial Group Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Yokohama Financial Group  (OTCPK:CCRDF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Yokohama Financial Group Cyclically Adjusted PB Ratio Related Terms


Yokohama Financial Group Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Yokohama Financial Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yokohama Financial Group Cyclically Adjusted PB Ratio Chart

Yokohama Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
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Yokohama Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Yokohama Financial Group Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Yokohama Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yokohama Financial Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yokohama Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Yokohama Financial Group's Cyclically Adjusted PB Ratio falls into.


CCRDF
52GF Score
Yokohama Financial Group Inc CCRDF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Yokohama Financial Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Yokohama Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Yokohama Financial Group's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book=Book Value per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=7.901/113.0000*113.0000
=7.901

Current CPI (Dec. 2025) = 113.0000.

Yokohama Financial Group Quarterly Data

Book Value per Share CPI Adj_Book
0.000 0.000
201606 7.705 98.100 8.875
201609 8.185 98.000 9.438
201612 7.398 98.400 8.496
201703 7.686 98.100 8.853
201706 7.959 98.500 9.131
201709 8.144 98.800 9.314
201712 8.168 99.400 9.286
201803 8.646 99.200 9.849
201806 8.355 99.200 9.517
201809 8.355 99.900 9.451
201812 8.126 99.700 9.210
201903 8.433 99.700 9.558
201906 8.683 99.800 9.831
201909 8.928 100.100 10.079
201912 8.846 100.500 9.946
202003 8.459 100.300 9.530
202006 8.584 99.900 9.710
202009 8.905 99.900 10.073
202012 9.157 99.300 10.420
202103 8.794 99.900 9.947
202106 8.780 99.500 9.971
202109 8.915 100.100 10.064
202112 8.575 100.100 9.680
202203 8.142 101.100 9.100
202206 7.150 101.800 7.937
202209 6.683 103.100 7.325
202212 7.087 104.100 7.693
202303 7.362 104.400 7.968
202306 7.236 105.200 7.773
202309 6.988 106.200 7.435
202312 7.297 106.800 7.721
202403 7.332 107.200 7.729
202406 6.940 108.200 7.248
202409 7.783 108.900 8.076
202412 7.261 110.700 7.412
202503 7.568 111.100 7.697
202506 7.986 111.700 8.079
202509 8.172 112.000 8.245
202512 7.901 113.000 7.901

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Yokohama Financial Group (CCRDF) Overvalued in 2026?

Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued. The current stock price of $10.35 is trading 72.8% above its estimated GF Value™ of $5.99. GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.

Key valuation signals for CCRDF:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $5.99 vs. price of $10.35 (72.8% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the CCRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yokohama Financial Group Business Description

Address 7-1, Nihonbashi 2-chome, Tokyo Nihonbashi Tower, 34th Floor, Chuo-ku, Tokyo, JPN, 103-6034
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
52GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.35
Price
$5.99
GF Value