CCRDF (Yokohama Financial Group) Cyclically Adjusted Book per Share: $7.70 (As of Mar. 2026)

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CCRDF Yokohama Financial Group Inc CCRDF
54 GF Score
Price $12.20
GF Value $8.38
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Yokohama Financial Group Cyclically Adjusted Book per Share?

Yokohama Financial Group CCRDF 54 Cyclically Adjusted Book per Share is $7.70 as of Mar. 2026. GuruFocus rates CCRDF with a GF Score™ of 54/100 and a GF Value™ of $8.38 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Yokohama Financial Group's adjusted book value per share for the three months ended in Mar. 2026 was $7.960. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $7.70 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-09-15), Yokohama Financial Group's current stock price is $12.20. Yokohama Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $7.70. Yokohama Financial Group's Cyclically Adjusted PB Ratio of today is 1.58.

During the past 10 years, the highest Cyclically Adjusted PB Ratio of Yokohama Financial Group was 1.81. The lowest was 1.32. And the median was 1.61.


Yokohama Financial Group  (OTCPK:CCRDF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Yokohama Financial Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=12.20/7.70
=1.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 10 years, the highest Cyclically Adjusted PB Ratio of Yokohama Financial Group was 1.81. The lowest was 1.32. And the median was 1.61.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Yokohama Financial Group Cyclically Adjusted Book per Share Related Terms


Yokohama Financial Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Yokohama Financial Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yokohama Financial Group Cyclically Adjusted Book per Share Chart

Yokohama Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 7.70

Yokohama Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 7.70 0.00

Yokohama Financial Group Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Yokohama Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yokohama Financial Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yokohama Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Yokohama Financial Group's Cyclically Adjusted PB Ratio falls into.


CCRDF
54GF Score
Yokohama Financial Group Inc CCRDF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Yokohama Financial Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yokohama Financial Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=7.96/112.7000*112.7000
=7.960

Current CPI (Mar. 2026) = 112.7000.

Yokohama Financial Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 7.705 98.100 8.852
201609 8.185 98.000 9.413
201612 7.398 98.400 8.473
201703 7.686 98.100 8.830
201706 7.959 98.500 9.106
201709 8.144 98.800 9.290
201712 8.168 99.400 9.261
201803 8.646 99.200 9.823
201806 8.355 99.200 9.492
201809 8.355 99.900 9.426
201812 8.126 99.700 9.186
201903 8.433 99.700 9.533
201906 8.683 99.800 9.805
201909 8.928 100.100 10.052
201912 8.846 100.500 9.920
202003 8.459 100.300 9.505
202006 8.584 99.900 9.684
202009 8.905 99.900 10.046
202012 9.157 99.300 10.393
202103 8.794 99.900 9.921
202106 8.780 99.500 9.945
202109 8.915 100.100 10.037
202112 8.575 100.100 9.654
202203 8.142 101.100 9.076
202206 7.150 101.800 7.916
202209 6.683 103.100 7.305
202212 7.087 104.100 7.672
202303 7.362 104.400 7.947
202306 7.236 105.200 7.752
202309 6.988 106.200 7.416
202312 7.297 106.800 7.700
202403 7.332 107.200 7.708
202406 6.940 108.200 7.229
202409 7.783 108.900 8.055
202412 7.261 110.700 7.392
202503 7.568 111.100 7.677
202506 7.986 111.700 8.057
202509 8.172 112.000 8.223
202512 7.901 113.000 7.880
202603 7.960 112.700 7.960

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $7.70 mean?
Yokohama Financial Group (CCRDF) has a Cyclically Adjusted Book per Share of $7.70 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yokohama Financial Group and its competitors.
Is Yokohama Financial Group's Cyclically Adjusted Book per Share too high?
Yokohama Financial Group's current Cyclically Adjusted Book per Share is $7.70. Overall, Yokohama Financial Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yokohama Financial Group's Cyclically Adjusted Book per Share compare to competitors?
Yokohama Financial Group's Cyclically Adjusted Book per Share of $7.70 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yokohama Financial Group and its competitors. Yokohama Financial Group's current Cyclically Adjusted Book per Share is $7.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yokohama Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yokohama Financial Group (CCRDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.38, compared to a current price of $12.20 — trading 45.6% above its estimated fair value. The current Cyclically Adjusted Book per Share is $7.70. Yokohama Financial Group's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Yokohama Financial Group (CCRDF), the current Cyclically Adjusted Book per Share is $7.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yokohama Financial Group (CCRDF) Overvalued in 2026?

Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued. The current stock price of $12.20 is trading 45.6% above its estimated GF Value™ of $8.38. GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.

Key valuation signals for CCRDF:

  • Cyclically Adjusted Book per Share: $7.70
  • GF Value™: $8.38 vs. price of $12.20 (45.6% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the CCRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yokohama Financial Group Business Description

Address 7-1, Nihonbashi 2-chome, Tokyo Nihonbashi Tower, 34th Floor, Chuo-ku, Tokyo, JPN, 103-6034
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
54GF Score

Get the complete analysis for CCRDF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.20
Price
$8.38
GF Value