Yokohama Financial GroupCCRDF -3.27%52 Net Margin % is 33.46% as of Dec. 2025, which is 59% above its 10-year median of 21.04. GuruFocus rates CCRDF with a GF Score™ of 52/100 and a GF Value™ of $6.47 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Yokohama Financial Group ranks better than 55.34% on this metric.
The historical rank and industry rank for Yokohama Financial Group's Net Margin % or its related term are showing as below:
CCRDF'
s Net Margin % Range Over the Past 10 Years
Min: 9.42 Med: 21.04 Max: 42.46
Current: 28.36
CCRDF's Net Margin % is ranked better than 55.34% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs CCRDF: 28.36
Yokohama Financial Group (OTCPK:CCRDF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Yokohama Financial Group Net Margin % Related Terms
Yokohama Financial Group Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yokohama Financial Group Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Yokohama Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yokohama Financial Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Yokohama Financial Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Yokohama Financial Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yokohama Financial Group (CCRDF) has a Net Margin % of 33.46% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Yokohama Financial Group and its competitors. This is 59% above median its historical median of 21.04. Over the past decade, Yokohama Financial Group's Net Margin % has ranged from 9.42 to 42.46. According to the industry distribution chart, Yokohama Financial Group ranks #682 out of 1527 companies in the Banks industry, placing it in the top 44.7%.
Is Yokohama Financial Group's Net Margin % too high?
Yokohama Financial Group's current Net Margin % of 33.46% is 59% above median its 10-year median of 21.04. Over the past 10 years, this metric has ranged from a low of 9.42 to a high of 42.46. The Banks industry median Net Margin % is 26.95. Yokohama Financial Group's value of 33.46% is 24.2% above this industry median. Based on the distribution chart, Yokohama Financial Group ranks #682 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Yokohama Financial Group has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yokohama Financial Group's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Yokohama Financial Group ranks #682 out of 1527 companies for Net Margin %. This puts Yokohama Financial Group in the upper half of its industry. The industry median Net Margin % is 26.95. Yokohama Financial Group's value of 33.46% is 24.2% above this benchmark. Historically, Yokohama Financial Group's own Net Margin % has ranged from 9.42 to 42.46 over the past decade. While the company's 10-year median is 21.04 vs. the industry median of 26.95, Yokohama Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yokohama Financial Group's current Net Margin % of 33.46% is 24.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Yokohama Financial Group and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yokohama Financial Group's current Net Margin % is 33.46%, which is 59% above median its own 10-year median of 21.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yokohama Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yokohama Financial Group (CCRDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.47, compared to a current price of $10.35 — trading 60% above its estimated fair value. The current Net Margin % is 33.46%, which is 59% above median its 10-year median of 21.04 and 24.2% above the Banks industry median of 26.95. Yokohama Financial Group's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Yokohama Financial Group (CCRDF), the current Net Margin % is 33.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yokohama Financial Group (CCRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued.
The current stock price of $10.35 is trading 60% above its estimated GF Value™ of $6.47.
GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.
Key valuation signals for CCRDF:
Net Margin %: 33.46% (59% above median its 10-year median of 21.04)
GF Value™: $6.47 vs. price of $10.35 (60% above fair value)
Industry Position: 24.2% above the Banks median (#682 of 1527)
No single metric tells the full story. See the CCRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
52GF Score
Get the complete analysis for CCRDF
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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