CCRDF (Yokohama Financial Group) Net Debt Paydown Yield % : 15.05% (As of Jul. 02, 2026) — 38% Above Median


CCRDF Yokohama Financial Group Inc CCRDF
52 GF Score
Price $10.35
GF Value $6.47
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Yokohama Financial Group Net Debt Paydown Yield %?

Yokohama Financial Group CCRDF -3.27% 52 Net Debt Paydown Yield % is 15.05% as of Jul. 02, 2026, which is 38% above its 10-year median of 10.93. GuruFocus rates CCRDF with a GF Scoreâ„¢ of 52/100 and a GF Valueâ„¢ of $6.47 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,420 Banks companies, Yokohama Financial Group ranks better than 86.62% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Yokohama Financial Group's Net Debt Paydown Yield % was 15.05%.


Yokohama Financial Group  (OTCPK:CCRDF) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Yokohama Financial Group Net Debt Paydown Yield % Related Terms


Yokohama Financial Group Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Yokohama Financial Group's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yokohama Financial Group Net Debt Paydown Yield % Chart

Yokohama Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -257.40 -129.78 124.80 -28.80 0.00

Yokohama Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -28.80 -1.83 -3.51 19.61 0.00

Yokohama Financial Group Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, Yokohama Financial Group's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yokohama Financial Group Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Yokohama Financial Group's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Yokohama Financial Group's Net Debt Paydown Yield % falls into.


CCRDF
52GF Score
Yokohama Financial Group Inc CCRDF
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Yokohama Financial Group Net Debt Paydown Yield % Calculation

Yokohama Financial Group's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 17178.7-15496.01 )/9036.608
=18.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 15.05% mean?
Yokohama Financial Group (CCRDF) has a Net Debt Paydown Yield % of 15.05% as of Jul. 02, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Yokohama Financial Group and its competitors. This is 38% above median its historical median of 10.93. According to the industry distribution chart, Yokohama Financial Group ranks #190 out of 1420 companies in the Banks industry, placing it in the top 13.4%.
Is Yokohama Financial Group's Net Debt Paydown Yield % too high?
Yokohama Financial Group's current Net Debt Paydown Yield % of 15.05% is 38% above median its 10-year median of 10.93. Based on the distribution chart, Yokohama Financial Group ranks #190 out of 1420 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Yokohama Financial Group has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yokohama Financial Group's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, Yokohama Financial Group ranks #190 out of 1420 companies for Net Debt Paydown Yield %. This places Yokohama Financial Group in the top 13% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Yokohama Financial Group and its competitors. Yokohama Financial Group's current Net Debt Paydown Yield % is 15.05%, which is 38% above median its own 10-year median of 10.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yokohama Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yokohama Financial Group (CCRDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.47, compared to a current price of $10.35 — trading 60% above its estimated fair value. The current Net Debt Paydown Yield % is 15.05%, which is 38% above median its 10-year median of 10.93. Yokohama Financial Group's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Yokohama Financial Group (CCRDF), the current Net Debt Paydown Yield % is 15.05% as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yokohama Financial Group (CCRDF) Overvalued in 2026?

Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued. The current stock price of $10.35 is trading 60% above its estimated GF Value™ of $6.47. GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.

Key valuation signals for CCRDF:

  • Net Debt Paydown Yield %: 15.05% (38% above median its 10-year median of 10.93)
  • GF Value™: $6.47 vs. price of $10.35 (60% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the CCRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yokohama Financial Group Business Description

Address 7-1, Nihonbashi 2-chome, Tokyo Nihonbashi Tower, 34th Floor, Chuo-ku, Tokyo, JPN, 103-6034
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
52GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.35
Price
$6.47
GF Value