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Union Properties PJSCDFM:UPP 41 Cash-to-Debt is 0.98 as of Jun. 2026, which is 791% above its 10-year median of 0.11. GuruFocus rates DFM:UPP with a GF Score™ of 41/100 and a GF Value™ of د.إ0.81 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 542 Conglomerates companies, Union Properties PJSC ranks better than 66.79% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Union Properties PJSC's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.98.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Union Properties PJSCcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Union Properties PJSC's Cash-to-Debt or its related term are showing as below:
DFM:UPP'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.11 Max: 1.05
Current: 0.98
During the past 13 years, Union Properties PJSC's highest Cash to Debt Ratio was 1.05. The lowest was 0.02. And the median was 0.11.
DFM:UPP's Cash-to-Debt is ranked better than 66.79% of 542
companies
in the Conglomerates industry
Industry Median: 0.45
vs DFM:UPP: 0.98
Union Properties PJSC (DFM:UPP) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Union Properties PJSC Cash-to-Debt Related Terms
Union Properties PJSC Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Union Properties PJSC's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Conglomerates subindustry, Union Properties PJSC's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Properties PJSC Cash-to-Debt vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Union Properties PJSC's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Union Properties PJSC's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Properties PJSC (DFM:UPP) has a Cash-to-Debt of 0.98 as of Jun. 2026. This is 791% above median its historical median of 0.11. Over the past decade, Union Properties PJSC's Cash-to-Debt has ranged from 0.02 to 1.05. According to the industry distribution chart, Union Properties PJSC ranks #180 out of 542 companies in the Conglomerates industry, placing it in the top 33.2%.
Is Union Properties PJSC's Cash-to-Debt too high?
Union Properties PJSC's current Cash-to-Debt of 0.98 is 791% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 1.05. The Conglomerates industry median Cash-to-Debt is 0.45. Union Properties PJSC's value of 0.98 is 117.8% above this industry median. Based on the distribution chart, Union Properties PJSC ranks #180 out of 542 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Union Properties PJSC has a GF Score™ of 41/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Union Properties PJSC's Cash-to-Debt compare to MMM and HON?
According to the Conglomerates industry distribution chart, Union Properties PJSC ranks #180 out of 542 companies for Cash-to-Debt. This puts Union Properties PJSC in the upper half of its industry. The industry median Cash-to-Debt is 0.45. Union Properties PJSC's value of 0.98 is 117.8% above this benchmark. Historically, Union Properties PJSC's own Cash-to-Debt has ranged from 0.02 to 1.05 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.45, Union Properties PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Conglomerates company?
The median Cash-to-Debt among Conglomerates companies is 0.45, based on 542 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Properties PJSC's current Cash-to-Debt of 0.98 is 117.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Conglomerates industry, the median Cash-to-Debt is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Properties PJSC's current Cash-to-Debt is 0.98, which is 791% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Properties PJSC stock overvalued right now?
Based on GuruFocus' analysis, Union Properties PJSC (DFM:UPP) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ0.81, compared to a current price of د.إ0.57 — trading 30.2% below its estimated fair value. The current Cash-to-Debt is 0.98, which is 791% above median its 10-year median of 0.11 and 117.8% above the Conglomerates industry median of 0.45. Union Properties PJSC's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Union Properties PJSC (DFM:UPP), the current Cash-to-Debt is 0.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Properties PJSC (DFM:UPP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Properties PJSC stock appears to be undervalued.
The current stock price of د.إ0.57 is trading 30.2% below its estimated GF Value™ of د.إ0.81.
GuruFocus considers Union Properties PJSC to be Possible Value Trap.
Key valuation signals for DFM:UPP:
Cash-to-Debt: 0.98 (791% above median its 10-year median of 0.11)
GF Value™: د.إ0.81 vs. price of د.إ0.57 (30.2% below fair value)
Industry Position: 117.8% above the Conglomerates median (#180 of 542)
No single metric tells the full story. See the DFM:UPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Properties PJSC is a property development company in the United Arab Emirates. The company has a wide range of projects in its portfolio, including residential, industrial, and leisure development projects. The firm operates out of four segments: Real estate property management, Contracting, Housekeeping, and Sales of goods and services. Property development and sales, and property rentals, compose the Real Estate property management segment. The Contracting segment involves mechanical, electrical, and plumbing work, as well as interior architecture construction. In goods and services, the company offers facility management and maintenance services, motor racing services, and engages in the sale of goods. Maximum revenue is generated from the Sales of goods and services segment.
41GF Score
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