Union Properties PJSCDFM:UPP -2.00%44 Interest Coverage is 2.18 as of Mar. 2026, which is 990% above its 10-year median of 0.20. GuruFocus rates DFM:UPP with a GF Score™ of 44/100 and a GF Value™ of د.إ0.76 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 426 Conglomerates companies, Union Properties PJSC ranks worse than 234741.55% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Union Properties PJSC's
Operating Income
for the
three
months ended in Mar. 2026 was د.إ11.4 Mil. Union Properties PJSC's Interest Expense for the
three
months ended in Mar. 2026 was د.إ-5.2 Mil.
Union Properties PJSC's interest coverage for the quarter that ended in Mar. 2026 was 2.18.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Union Properties PJSC's Interest Coverage or its related term are showing as below:
DFM:UPP's Interest Coverage is not ranked *
in the Conglomerates industry.
Industry Median: 5.31 * Ranked among companies with meaningful Interest Coverage only.
Union Properties PJSC (DFM:UPP) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Union Properties PJSC Interest Coverage Related Terms
Union Properties PJSC Interest Coverage Historical Data
* Premium members only.
The historical data trend for Union Properties PJSC's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Conglomerates subindustry, Union Properties PJSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Properties PJSC Interest Coverage vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Union Properties PJSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Union Properties PJSC's Interest Coverage falls into.
Union Properties PJSC Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Properties PJSC (DFM:UPP) has a Interest Coverage of 2.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Union Properties PJSC and its competitors. This is 990% above median its historical median of 0.20. According to the industry distribution chart, Union Properties PJSC ranks #999999 out of 426 companies in the Conglomerates industry.
Is Union Properties PJSC's Interest Coverage too high?
Union Properties PJSC's current Interest Coverage of 2.18 is 990% above median its 10-year median of 0.20. The Conglomerates industry median Interest Coverage is 5.31. Union Properties PJSC's value of 2.18 is 58.9% below this industry median. Based on the distribution chart, Union Properties PJSC ranks #999999 out of 426 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, Union Properties PJSC has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Properties PJSC's Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Union Properties PJSC ranks #999999 out of 426 companies for Interest Coverage. This places Union Properties PJSC in the lower half of its industry. The industry median Interest Coverage is 5.31. Union Properties PJSC's value of 2.18 is 58.9% below this benchmark. While the company's 10-year median is 0.20 vs. the industry median of 5.31, Union Properties PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.31, based on 426 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Properties PJSC's current Interest Coverage of 2.18 is 58.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Union Properties PJSC and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Properties PJSC's current Interest Coverage is 2.18, which is 990% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Properties PJSC stock overvalued right now?
Based on GuruFocus' analysis, Union Properties PJSC (DFM:UPP) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ0.76, compared to a current price of د.إ0.69 — trading 9.7% below its estimated fair value. The current Interest Coverage is 2.18, which is 990% above median its 10-year median of 0.20 and 58.9% below the Conglomerates industry median of 5.31. Union Properties PJSC's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Union Properties PJSC (DFM:UPP), the current Interest Coverage is 2.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Properties PJSC (DFM:UPP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Properties PJSC stock appears to be undervalued.
The current stock price of د.إ0.69 is trading 9.7% below its estimated GF Value™ of د.إ0.76.
GuruFocus considers Union Properties PJSC to be Modestly Undervalued.
Key valuation signals for DFM:UPP:
Interest Coverage: 2.18 (990% above median its 10-year median of 0.20)
GF Value™: د.إ0.76 vs. price of د.إ0.69 (9.7% below fair value)
Industry Position: 58.9% below the Conglomerates median (#999999 of 426)
No single metric tells the full story. See the DFM:UPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Properties PJSC is a property development company in the United Arab Emirates. The company has a wide range of projects in its portfolio, including residential, industrial, and leisure development projects. The firm operates out of four segments: Real estate property management, Contracting, Housekeeping, and Sales of goods and services. Property development and sales, and property rentals, compose the Real Estate property management segment. The Contracting segment involves mechanical, electrical, and plumbing work, as well as interior architecture construction. In goods and services, the company offers facility management and maintenance services, motor racing services, and engages in the sale of goods. Maximum revenue is generated from the Sales of goods and services segment.
44GF Score
Get the complete analysis for DFM:UPP
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFM:UPP has been successfully added to your 
