Union Properties PJSCDFM:UPP -1.55%44 ROA % is 0.98% as of Mar. 2026, which is 48% below its 10-year median of 1.88. GuruFocus rates DFM:UPP with a GF Score™ of 44/100 and a GF Value™ of د.إ0.76 (Fairly Valued). The stock has 3 warning signs investors should review. Among 565 Conglomerates companies, Union Properties PJSC ranks better than 92.39% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Union Properties PJSC's annualizedNet Income for the quarter that ended in Mar. 2026 was د.إ47.2 Mil.
Union Properties PJSC's average Total Assets over the quarter that ended in Mar. 2026 was د.إ4,815.0 Mil. Therefore, Union Properties PJSC's annualized ROA % for the quarter that ended in Mar. 2026 was 0.98%.
The historical rank and industry rank for Union Properties PJSC's ROA % or its related term are showing as below:
DFM:UPP'
s ROA % Range Over the Past 10 Years
Min: -35.08 Med: 1.88 Max: 18.91
Current: 10.4
During the past 13 years, Union Properties PJSC's highest ROA % was 18.91%. The lowest was -35.08%. And the median was 1.88%.
DFM:UPP's ROA % is ranked better than 92.39% of 565
companies
in the Conglomerates industry
Industry Median: 2.49
vs DFM:UPP: 10.40
Union Properties PJSC (DFM:UPP) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Union Properties PJSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Properties PJSC ROA % vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Union Properties PJSC's ROA % distribution charts can be found below:
* The bar in red indicates where Union Properties PJSC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Union Properties PJSC (DFM:UPP) has a ROA % of 0.98% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Union Properties PJSC and its competitors. This is 48% below median its historical median of 1.88. According to the industry distribution chart, Union Properties PJSC ranks #43 out of 565 companies in the Conglomerates industry, placing it in the top 7.6%.
Is Union Properties PJSC's ROA % too high?
Union Properties PJSC's current ROA % of 0.98% is 48% below median its 10-year median of 1.88. The Conglomerates industry median ROA % is 2.49. Union Properties PJSC's value of 0.98% is 60.6% below this industry median. Based on the distribution chart, Union Properties PJSC ranks #43 out of 565 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Union Properties PJSC has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Properties PJSC's ROA % compare to HON and MMM?
According to the Conglomerates industry distribution chart, Union Properties PJSC ranks #43 out of 565 companies for ROA %. This places Union Properties PJSC in the top 8% of its industry — outperforming the majority of peers. The industry median ROA % is 2.49. Union Properties PJSC's value of 0.98% is 60.6% below this benchmark. While the company's 10-year median is 1.88 vs. the industry median of 2.49, Union Properties PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Conglomerates company?
The median ROA % among Conglomerates companies is 2.49, based on 565 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Properties PJSC's current ROA % of 0.98% is 60.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Union Properties PJSC and its competitors. For the Conglomerates industry, the median ROA % is 2.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Properties PJSC's current ROA % is 0.98%, which is 48% below median its own 10-year median of 1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Properties PJSC stock overvalued right now?
Based on GuruFocus' analysis, Union Properties PJSC (DFM:UPP) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.76, compared to a current price of د.إ0.70 — trading 7.9% below its estimated fair value. The current ROA % is 0.98%, which is 48% below median its 10-year median of 1.88 and 60.6% below the Conglomerates industry median of 2.49. Union Properties PJSC's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Union Properties PJSC (DFM:UPP), the current ROA % is 0.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Properties PJSC (DFM:UPP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Properties PJSC stock appears to be undervalued.
The current stock price of د.إ0.70 is trading 7.9% below its estimated GF Value™ of د.إ0.76.
GuruFocus considers Union Properties PJSC to be Fairly Valued.
Key valuation signals for DFM:UPP:
ROA %: 0.98% (48% below median its 10-year median of 1.88)
GF Value™: د.إ0.76 vs. price of د.إ0.70 (7.9% below fair value)
Industry Position: 60.6% below the Conglomerates median (#43 of 565)
No single metric tells the full story. See the DFM:UPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Properties PJSC is a property development company in the United Arab Emirates. The company has a wide range of projects in its portfolio, including residential, industrial, and leisure development projects. The firm operates out of four segments: Real estate property management, Contracting, Housekeeping, and Sales of goods and services. Property development and sales, and property rentals, compose the Real Estate property management segment. The Contracting segment involves mechanical, electrical, and plumbing work, as well as interior architecture construction. In goods and services, the company offers facility management and maintenance services, motor racing services, and engages in the sale of goods. Maximum revenue is generated from the Sales of goods and services segment.
44GF Score
Get the complete analysis for DFM:UPP
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFM:UPP has been successfully added to your 
