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Union Properties PJSCDFM:UPP -1.69%44 Cash Ratio is 0.38 as of Mar. 2026, which is 443% above its 10-year median of 0.07. GuruFocus rates DFM:UPP with a GF Score™ of 44/100 and a GF Value™ of د.إ0.77 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 553 Conglomerates companies, Union Properties PJSC ranks worse than 52.98% on this metric.
Union Properties PJSC has a Cash Ratio of 0.38. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Union Properties PJSC's Cash Ratio or its related term are showing as below:
DFM:UPP'
s Cash Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.07 Max: 0.52
Current: 0.38
During the past 13 years, Union Properties PJSC's highest Cash Ratio was 0.52. The lowest was 0.01. And the median was 0.07.
DFM:UPP's Cash Ratio is ranked worse than 52.98% of 553
companies
in the Conglomerates industry
Industry Median: 0.41
vs DFM:UPP: 0.38
Union Properties PJSC (DFM:UPP) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Union Properties PJSC's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Properties PJSC Cash Ratio vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Union Properties PJSC's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Union Properties PJSC's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Properties PJSC (DFM:UPP) has a Cash Ratio of 0.38 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Union Properties PJSC and its competitors. This is 443% above median its historical median of 0.07. Over the past decade, Union Properties PJSC's Cash Ratio has ranged from 0.01 to 0.52. According to the industry distribution chart, Union Properties PJSC ranks #293 out of 553 companies in the Conglomerates industry, placing it in the top 53%.
Is Union Properties PJSC's Cash Ratio too high?
Union Properties PJSC's current Cash Ratio of 0.38 is 443% above median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.52. The Conglomerates industry median Cash Ratio is 0.41. Union Properties PJSC's value of 0.38 is 7.3% below this industry median. Based on the distribution chart, Union Properties PJSC ranks #293 out of 553 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Union Properties PJSC has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Properties PJSC's Cash Ratio compare to HON and MMM?
According to the Conglomerates industry distribution chart, Union Properties PJSC ranks #293 out of 553 companies for Cash Ratio. This places Union Properties PJSC in the lower half of its industry. The industry median Cash Ratio is 0.41. Union Properties PJSC's value of 0.38 is 7.3% below this benchmark. Historically, Union Properties PJSC's own Cash Ratio has ranged from 0.01 to 0.52 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.41, Union Properties PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Conglomerates company?
The median Cash Ratio among Conglomerates companies is 0.41, based on 553 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Properties PJSC's current Cash Ratio of 0.38 is 7.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Union Properties PJSC and its competitors. For the Conglomerates industry, the median Cash Ratio is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Properties PJSC's current Cash Ratio is 0.38, which is 443% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Properties PJSC stock overvalued right now?
Based on GuruFocus' analysis, Union Properties PJSC (DFM:UPP) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ0.77, compared to a current price of د.إ0.64 — trading 17.1% below its estimated fair value. The current Cash Ratio is 0.38, which is 443% above median its 10-year median of 0.07 and 7.3% below the Conglomerates industry median of 0.41. Union Properties PJSC's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Union Properties PJSC (DFM:UPP), the current Cash Ratio is 0.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Properties PJSC (DFM:UPP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Properties PJSC stock appears to be undervalued.
The current stock price of د.إ0.64 is trading 17.1% below its estimated GF Value™ of د.إ0.77.
GuruFocus considers Union Properties PJSC to be Modestly Undervalued.
Key valuation signals for DFM:UPP:
Cash Ratio: 0.38 (443% above median its 10-year median of 0.07)
GF Value™: د.إ0.77 vs. price of د.إ0.64 (17.1% below fair value)
Industry Position: 7.3% below the Conglomerates median (#293 of 553)
No single metric tells the full story. See the DFM:UPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Properties PJSC is a property development company in the United Arab Emirates. The company has a wide range of projects in its portfolio, including residential, industrial, and leisure development projects. The firm operates out of four segments: Real estate property management, Contracting, Housekeeping, and Sales of goods and services. Property development and sales, and property rentals, compose the Real Estate property management segment. The Contracting segment involves mechanical, electrical, and plumbing work, as well as interior architecture construction. In goods and services, the company offers facility management and maintenance services, motor racing services, and engages in the sale of goods. Maximum revenue is generated from the Sales of goods and services segment.
44GF Score
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