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Lifenet Insurance CoLIFNF -7.12%51 Cash-to-Debt is 13.60 as of Jun. 2026, which is 64% below its 10-year median of 37.83. GuruFocus rates LIFNF with a GF Score™ of 51/100 and a GF Value™ of $18.01. Among 496 Insurance companies, Lifenet Insurance Co ranks better than 69.35% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Lifenet Insurance Co's cash to debt ratio for the quarter that ended in Jun. 2026 was 13.60.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Lifenet Insurance Cocould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Lifenet Insurance Co's Cash-to-Debt or its related term are showing as below:
LIFNF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 13.32 Med: 37.83 Max: 222.03
Current: 13.6
During the past 13 years, Lifenet Insurance Co's highest Cash to Debt Ratio was 222.03. The lowest was 13.32. And the median was 37.83.
LIFNF's Cash-to-Debt is ranked better than 69.35% of 496
companies
in the Insurance industry
Industry Median: 2.115
vs LIFNF: 13.60
Lifenet Insurance Co (OTCPK:LIFNF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Lifenet Insurance Co Cash-to-Debt Related Terms
Lifenet Insurance Co Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Lifenet Insurance Co's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Insurance - Life subindustry, Lifenet Insurance Co's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifenet Insurance Co Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Lifenet Insurance Co's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Lifenet Insurance Co's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifenet Insurance Co (LIFNF) has a Cash-to-Debt of 13.60 as of Jun. 2026. This is 64% below median its historical median of 37.83. Over the past decade, Lifenet Insurance Co's Cash-to-Debt has ranged from 13.32 to 222.03. According to the industry distribution chart, Lifenet Insurance Co ranks #152 out of 496 companies in the Insurance industry, placing it in the top 30.6%.
Is Lifenet Insurance Co's Cash-to-Debt too high?
Lifenet Insurance Co's current Cash-to-Debt of 13.60 is 64% below median its 10-year median of 37.83. Over the past 10 years, this metric has ranged from a low of 13.32 to a high of 222.03. The Insurance industry median Cash-to-Debt is 2.12. Lifenet Insurance Co's value of 13.60 is 543% above this industry median. Based on the distribution chart, Lifenet Insurance Co ranks #152 out of 496 companies in the Insurance industry, which is above the industry midpoint. Overall, Lifenet Insurance Co has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Lifenet Insurance Co's Cash-to-Debt compare to MET and AFL?
According to the Insurance industry distribution chart, Lifenet Insurance Co ranks #152 out of 496 companies for Cash-to-Debt. This puts Lifenet Insurance Co in the upper half of its industry. The industry median Cash-to-Debt is 2.12. Lifenet Insurance Co's value of 13.60 is 543% above this benchmark. Historically, Lifenet Insurance Co's own Cash-to-Debt has ranged from 13.32 to 222.03 over the past decade. While the company's 10-year median is 37.83 vs. the industry median of 2.12, Lifenet Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.12, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifenet Insurance Co's current Cash-to-Debt of 13.60 is 543% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifenet Insurance Co's current Cash-to-Debt is 13.60, which is 64% below median its own 10-year median of 37.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifenet Insurance Co stock overvalued right now?
Lifenet Insurance Co (LIFNF) has a current Cash-to-Debt of 13.60. The stock's GF Value™ is $18.01, compared to a current price of $11.61 — trading 35.5% below its estimated fair value. The current Cash-to-Debt is 13.60, which is 64% below median its 10-year median of 37.83 and 543% above the Insurance industry median of 2.12. Lifenet Insurance Co's overall GF Score™ is 51/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Lifenet Insurance Co (LIFNF), the current Cash-to-Debt is 13.60 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifenet Insurance Co (LIFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Lifenet Insurance Co stock appears to be undervalued.
The current stock price of $11.61 is trading 35.5% below its estimated GF Value™ of $18.01.
Key valuation signals for LIFNF:
Cash-to-Debt: 13.60 (64% below median its 10-year median of 37.83)
GF Value™: $18.01 vs. price of $11.61 (35.5% below fair value)
Industry Position: 543% above the Insurance median (#152 of 496)
No single metric tells the full story. See the LIFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifenet Insurance Co is a Japan-based company engaged in the life insurance business. Primarily, it is involved in the underwriting of insurance and asset management. The company's products include Periodic death insurance, Lifetime medical insurance, Cancer insurance, and Unemployment insurance. Additionally, it markets its insurance products and services directly to customers through the internet.
51GF Score
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