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Lifenet Insurance CoLIFNF -7.12%60 Equity-to-Asset is 0.79 as of Mar. 2026, which is 30% above its 10-year median of 0.61. GuruFocus rates LIFNF with a GF Score™ of 60/100 and a GF Value™ of $15.42. Among 505 Insurance companies, Lifenet Insurance Co ranks better than 97.43% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Lifenet Insurance Co's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $602.5 Mil. Lifenet Insurance Co's Total Assets for the quarter that ended in Mar. 2026 was $767.8 Mil.
Therefore, Lifenet Insurance Co's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.79.
The historical rank and industry rank for Lifenet Insurance Co's Equity-to-Asset or its related term are showing as below:
LIFNF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.23 Med: 0.61 Max: 0.82
Current: 0.79
During the past 13 years, the highest Equity to Asset Ratio of Lifenet Insurance Co was 0.82. The lowest was 0.23. And the median was 0.61.
LIFNF's Equity-to-Asset is ranked better than 97.43% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs LIFNF: 0.79
Lifenet Insurance Co (OTCPK:LIFNF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Lifenet Insurance Co Equity-to-Asset Related Terms
Lifenet Insurance Co Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Lifenet Insurance Co's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LIFNF vs AFL, MET, PRU: Equity-to-Asset Comparison
For the Insurance - Life subindustry, Lifenet Insurance Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifenet Insurance Co Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Lifenet Insurance Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Lifenet Insurance Co's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Lifenet Insurance Co's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifenet Insurance Co (LIFNF) has a Equity-to-Asset of 0.79 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lifenet Insurance Co and its competitors. This is 30% above median its historical median of 0.61. Over the past decade, Lifenet Insurance Co's Equity-to-Asset has ranged from 0.23 to 0.82. According to the industry distribution chart, Lifenet Insurance Co ranks #13 out of 505 companies in the Insurance industry, placing it in the top 2.6%.
Is Lifenet Insurance Co's Equity-to-Asset too high?
Lifenet Insurance Co's current Equity-to-Asset of 0.79 is 30% above median its 10-year median of 0.61. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.82. The Insurance industry median Equity-to-Asset is 0.26. Lifenet Insurance Co's value of 0.79 is 203.8% above this industry median. Based on the distribution chart, Lifenet Insurance Co ranks #13 out of 505 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Lifenet Insurance Co has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Lifenet Insurance Co's Equity-to-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Lifenet Insurance Co ranks #13 out of 505 companies for Equity-to-Asset. This places Lifenet Insurance Co in the top 3% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.26. Lifenet Insurance Co's value of 0.79 is 203.8% above this benchmark. Historically, Lifenet Insurance Co's own Equity-to-Asset has ranged from 0.23 to 0.82 over the past decade. While the company's 10-year median is 0.61 vs. the industry median of 0.26, Lifenet Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifenet Insurance Co's current Equity-to-Asset of 0.79 is 203.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lifenet Insurance Co and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifenet Insurance Co's current Equity-to-Asset is 0.79, which is 30% above median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifenet Insurance Co stock overvalued right now?
Lifenet Insurance Co (LIFNF) has a current Equity-to-Asset of 0.79. The stock's GF Value™ is $15.42, compared to a current price of $11.61 — trading 24.7% below its estimated fair value. The current Equity-to-Asset is 0.79, which is 30% above median its 10-year median of 0.61 and 203.8% above the Insurance industry median of 0.26. Lifenet Insurance Co's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Lifenet Insurance Co (LIFNF), the current Equity-to-Asset is 0.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifenet Insurance Co (LIFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Lifenet Insurance Co stock appears to be undervalued.
The current stock price of $11.61 is trading 24.7% below its estimated GF Value™ of $15.42.
Key valuation signals for LIFNF:
Equity-to-Asset: 0.79 (30% above median its 10-year median of 0.61)
GF Value™: $15.42 vs. price of $11.61 (24.7% below fair value)
Industry Position: 203.8% above the Insurance median (#13 of 505)
No single metric tells the full story. See the LIFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifenet Insurance Co is a Japan-based company engaged in the life insurance business. Primarily, it is involved in the underwriting of insurance and asset management. The company's products include Periodic death insurance, Lifetime medical insurance, Cancer insurance, and Unemployment insurance. Additionally, it markets its insurance products and services directly to customers through the internet.
60GF Score
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