Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Lifenet Insurance Co's annualizedNet Income for the quarter that ended in Mar. 2026 was $45.4 Mil. Lifenet Insurance Co's average total tangible assets for the quarter that ended in Mar. 2026 was $764.1 Mil. Therefore, Lifenet Insurance Co's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 5.94%.
The historical rank and industry rank for Lifenet Insurance Co's Return-on-Tangible-Asset or its related term are showing as below:
LIFNF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -6.65 Med: -2.75 Max: 6.88
Current: 6.76
During the past 13 years, Lifenet Insurance Co's highest Return-on-Tangible-Asset was 6.88%. The lowest was -6.65%. And the median was -2.75%.
LIFNF's Return-on-Tangible-Asset is ranked better than 82.25% of 507
companies
in the Insurance industry
Industry Median: 2.75
vs LIFNF: 6.76
Lifenet Insurance Co (OTCPK:LIFNF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Lifenet Insurance Co Return-on-Tangible-Asset Related Terms
Lifenet Insurance Co Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Lifenet Insurance Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifenet Insurance Co Return-on-Tangible-Asset Chart
LIFNF vs AFL, MET, PRU: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Lifenet Insurance Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifenet Insurance Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Lifenet Insurance Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Lifenet Insurance Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 5.94% mean?
Lifenet Insurance Co (LIFNF) has a Return-on-Tangible-Asset of 5.94% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Lifenet Insurance Co and its competitors. According to the industry distribution chart, Lifenet Insurance Co ranks #90 out of 507 companies in the Insurance industry, placing it in the top 17.8%.
Is Lifenet Insurance Co's Return-on-Tangible-Asset too high?
Lifenet Insurance Co's current Return-on-Tangible-Asset is 5.94%. The Insurance industry median Return-on-Tangible-Asset is 2.75. Lifenet Insurance Co's value of 5.94% is 116% above this industry median. Based on the distribution chart, Lifenet Insurance Co ranks #90 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Lifenet Insurance Co has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lifenet Insurance Co's Return-on-Tangible-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Lifenet Insurance Co ranks #90 out of 507 companies for Return-on-Tangible-Asset. This places Lifenet Insurance Co in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.75. Lifenet Insurance Co's value of 5.94% is 116% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.75, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifenet Insurance Co's current Return-on-Tangible-Asset of 5.94% is 116% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Lifenet Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifenet Insurance Co's current Return-on-Tangible-Asset is 5.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifenet Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Lifenet Insurance Co (LIFNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.15, compared to a current price of $11.61 — trading 11.7% below its estimated fair value. The current Return-on-Tangible-Asset is 5.94% and 116% above the Insurance industry median of 2.75. Lifenet Insurance Co's overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Lifenet Insurance Co (LIFNF), the current Return-on-Tangible-Asset is 5.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifenet Insurance Co (LIFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Lifenet Insurance Co stock appears to be undervalued.
The current stock price of $11.61 is trading 11.7% below its estimated GF Value™ of $13.15.
GuruFocus considers Lifenet Insurance Co to be Modestly Undervalued.
Key valuation signals for LIFNF:
Return-on-Tangible-Asset: 5.94%
GF Value™: $13.15 vs. price of $11.61 (11.7% below fair value)
Industry Position: 116% above the Insurance median (#90 of 507)
No single metric tells the full story. See the LIFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifenet Insurance Co is a Japan-based company engaged in the life insurance business. Primarily, it is involved in the underwriting of insurance and asset management. The company's products include Periodic death insurance, Lifetime medical insurance, Cancer insurance, and Unemployment insurance. Additionally, it markets its insurance products and services directly to customers through the internet.
64GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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