LIFNF (Lifenet Insurance Co) Scaled Net Operating Assets: 0.66 (As of Mar. 2026)


LIFNF Lifenet Insurance Co LIFNF
64 GF Score
Price $11.61
GF Value $16.30
Valuation Modestly Undervalued
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What is Lifenet Insurance Co Scaled Net Operating Assets?

Lifenet Insurance Co LIFNF -7.12% 64 Scaled Net Operating Assets is 0.66 as of Mar. 2026. GuruFocus rates LIFNF with a GF Score™ of 64/100 and a GF Value™ of $16.30 (Modestly Undervalued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Lifenet Insurance Co's operating assets for the quarter that ended in Mar. 2026 was $682.1 Mil. Lifenet Insurance Co's operating liabilities for the quarter that ended in Mar. 2026 was $158.9 Mil. Lifenet Insurance Co's Total Assets for the quarter that ended in Dec. 2025 was $788.2 Mil. Therefore, Lifenet Insurance Co's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.66.

LIFNF
64GF Score
Lifenet Insurance Co LIFNF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Lifenet Insurance Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Lifenet Insurance Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(682.091-158.883)/779.417
=0.67

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=767.784 - 85.693
=682.091

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=165.267 - 6.384 - 0
=158.883

Lifenet Insurance Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(682.091-158.883)/788.199
=0.66

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=767.784 - 85.693
=682.091

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=165.267 - 6.384 - 0
=158.883

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.66 mean?
Lifenet Insurance Co (LIFNF) has a Scaled Net Operating Assets of 0.66 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Lifenet Insurance Co and its competitors.
Is Lifenet Insurance Co's Scaled Net Operating Assets too high?
Lifenet Insurance Co's current Scaled Net Operating Assets is 0.66. Overall, Lifenet Insurance Co has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lifenet Insurance Co's Scaled Net Operating Assets compare to AFL and MET?
Lifenet Insurance Co's Scaled Net Operating Assets of 0.66 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Lifenet Insurance Co and its competitors. Lifenet Insurance Co's current Scaled Net Operating Assets is 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifenet Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Lifenet Insurance Co (LIFNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.30, compared to a current price of $11.61 — trading 28.8% below its estimated fair value. The current Scaled Net Operating Assets is 0.66. Lifenet Insurance Co's overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Lifenet Insurance Co (LIFNF), the current Scaled Net Operating Assets is 0.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifenet Insurance Co (LIFNF) Overvalued in 2026?

Based on GuruFocus' analysis, Lifenet Insurance Co stock appears to be undervalued. The current stock price of $11.61 is trading 28.8% below its estimated GF Value™ of $16.30. GuruFocus considers Lifenet Insurance Co to be Modestly Undervalued.

Key valuation signals for LIFNF:

  • Scaled Net Operating Assets: 0.66
  • GF Value™: $16.30 vs. price of $11.61 (28.8% below fair value)
  • GF Score™: 64/100

No single metric tells the full story. See the LIFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lifenet Insurance Co Business Description

Other Exchanges 7157:Japan
Address 2-14-2 KojiMachi, Kojimachi NK Building 5 Floor, Chiyoda-Ku, Tokyo, JPN, 102-0083
Lifenet Insurance Co is a Japan-based company engaged in the life insurance business. Primarily, it is involved in the underwriting of insurance and asset management. The company's products include Periodic death insurance, Lifetime medical insurance, Cancer insurance, and Unemployment insurance. Additionally, it markets its insurance products and services directly to customers through the internet.
64GF Score

Get the complete analysis for LIFNF

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.61
Price
$16.30
GF Value