Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Lifenet Insurance Co's
EBIT
for the
three
months ended in Mar. 2026 was $0.0 Mil. Lifenet Insurance Co's Interest Expense for the
three
months ended in Mar. 2026 was $-2.1 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Lifenet Insurance Co's Interest Coverage or its related term are showing as below:
LIFNF's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23 * Ranked among companies with meaningful Interest Coverage only.
Lifenet Insurance Co (OTCPK:LIFNF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Lifenet Insurance Co Interest Coverage Related Terms
Lifenet Insurance Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Lifenet Insurance Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LIFNF vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, Lifenet Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifenet Insurance Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Lifenet Insurance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Lifenet Insurance Co's Interest Coverage falls into.
Lifenet Insurance Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Lifenet Insurance Co (LIFNF) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lifenet Insurance Co and its competitors. According to the industry distribution chart, Lifenet Insurance Co ranks #999999 out of 351 companies in the Insurance industry.
Is Lifenet Insurance Co's Interest Coverage too high?
Lifenet Insurance Co's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Lifenet Insurance Co ranks #999999 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Lifenet Insurance Co has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lifenet Insurance Co's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, Lifenet Insurance Co ranks #999999 out of 351 companies for Interest Coverage. This places Lifenet Insurance Co in the lower half of its industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lifenet Insurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifenet Insurance Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifenet Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Lifenet Insurance Co (LIFNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.15, compared to a current price of $11.61 — trading 11.7% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Lifenet Insurance Co's overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lifenet Insurance Co (LIFNF), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifenet Insurance Co (LIFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Lifenet Insurance Co stock appears to be undervalued.
The current stock price of $11.61 is trading 11.7% below its estimated GF Value™ of $13.15.
GuruFocus considers Lifenet Insurance Co to be Modestly Undervalued.
Key valuation signals for LIFNF:
Interest Coverage: 0 (At Loss)
GF Value™: $13.15 vs. price of $11.61 (11.7% below fair value)
No single metric tells the full story. See the LIFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifenet Insurance Co is a Japan-based company engaged in the life insurance business. Primarily, it is involved in the underwriting of insurance and asset management. The company's products include Periodic death insurance, Lifetime medical insurance, Cancer insurance, and Unemployment insurance. Additionally, it markets its insurance products and services directly to customers through the internet.
64GF Score
Get the complete analysis for LIFNF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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