LIFNF (Lifenet Insurance Co) Debt-to-EBITDA : N/A (As of Mar. 2026)

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LIFNF Lifenet Insurance Co LIFNF
64 GF Score
Price $11.61
GF Value $13.17
Valuation Modestly Undervalued
View Full Analysis

What is Lifenet Insurance Co Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Lifenet Insurance Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. Lifenet Insurance Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $6.4 Mil. Lifenet Insurance Co's annualized EBITDA for the quarter that ended in Mar. 2026 was $0.0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Lifenet Insurance Co's Debt-to-EBITDA or its related term are showing as below:

During the past 13 years, the highest Debt-to-EBITDA Ratio of Lifenet Insurance Co was -0.03. The lowest was -0.03. And the median was -0.03.

LIFNF's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.19
* Ranked among companies with meaningful Debt-to-EBITDA only.

Lifenet Insurance Co  (OTCPK:LIFNF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Lifenet Insurance Co Debt-to-EBITDA Related Terms

Lifenet Insurance Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Lifenet Insurance Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifenet Insurance Co Debt-to-EBITDA Chart

Lifenet Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

Lifenet Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

LIFNF vs AFL, MET, PRU: Debt-to-EBITDA Comparison

For the Insurance - Life subindustry, Lifenet Insurance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lifenet Insurance Co Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Lifenet Insurance Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Lifenet Insurance Co's Debt-to-EBITDA falls into.


LIFNF
64GF Score
Lifenet Insurance Co LIFNF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lifenet Insurance Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Lifenet Insurance Co's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 6.384) / N/A
=N/A

Lifenet Insurance Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 6.384) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is Lifenet Insurance Co (LIFNF) Overvalued in 2026?

Based on GuruFocus' analysis, Lifenet Insurance Co stock appears to be undervalued. The current stock price of $11.61 is trading 11.8% below its estimated GF Value™ of $13.17. GuruFocus considers Lifenet Insurance Co to be Modestly Undervalued.

Key valuation signals for LIFNF:

  • Debt-to-EBITDA: N/A
  • GF Value™: $13.17 vs. price of $11.61 (11.8% below fair value)
  • GF Score™: 64/100

No single metric tells the full story. See the LIFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lifenet Insurance Co Business Description

Other Exchanges 7157:Japan
Address 2-14-2 KojiMachi, Kojimachi NK Building 5 Floor, Chiyoda-Ku, Tokyo, JPN, 102-0083
Lifenet Insurance Co is a Japan-based company engaged in the life insurance business. Primarily, it is involved in the underwriting of insurance and asset management. The company's products include Periodic death insurance, Lifetime medical insurance, Cancer insurance, and Unemployment insurance. Additionally, it markets its insurance products and services directly to customers through the internet.
64GF Score

Get the complete analysis for LIFNF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.61
Price
$13.17
GF Value