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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Lifenet Insurance Co's Debt-to-Equity or its related term are showing as below:
LIFNF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.01
Current: 0.01
During the past 13 years, the highest Debt-to-Equity Ratio of Lifenet Insurance Co was 0.01. The lowest was 0.00. And the median was 0.00.
LIFNF's Debt-to-Equity is ranked better than 99.75% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs LIFNF: 0.01
Lifenet Insurance Co (OTCPK:LIFNF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Lifenet Insurance Co Debt-to-Equity Related Terms
Lifenet Insurance Co Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Lifenet Insurance Co's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Lifenet Insurance Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifenet Insurance Co Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Lifenet Insurance Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Lifenet Insurance Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifenet Insurance Co (LIFNF) has a Debt-to-Equity of 0.01 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lifenet Insurance Co and its competitors. According to the industry distribution chart, Lifenet Insurance Co ranks #1 out of 406 companies in the Insurance industry, placing it in the top 0.2%.
Is Lifenet Insurance Co's Debt-to-Equity too high?
Lifenet Insurance Co's current Debt-to-Equity is 0.01. The Insurance industry median Debt-to-Equity is 0.20. Lifenet Insurance Co's value of 0.01 is 95% below this industry median. Based on the distribution chart, Lifenet Insurance Co ranks #1 out of 406 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Lifenet Insurance Co has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lifenet Insurance Co's Debt-to-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Lifenet Insurance Co ranks #1 out of 406 companies for Debt-to-Equity. This places Lifenet Insurance Co in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. Lifenet Insurance Co's value of 0.01 is 95% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifenet Insurance Co's current Debt-to-Equity of 0.01 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lifenet Insurance Co and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifenet Insurance Co's current Debt-to-Equity is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifenet Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Lifenet Insurance Co (LIFNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.20, compared to a current price of $11.61 — trading 12% below its estimated fair value. The current Debt-to-Equity is 0.01 and 95% below the Insurance industry median of 0.20. Lifenet Insurance Co's overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Lifenet Insurance Co (LIFNF), the current Debt-to-Equity is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifenet Insurance Co (LIFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Lifenet Insurance Co stock appears to be undervalued.
The current stock price of $11.61 is trading 12% below its estimated GF Value™ of $13.20.
GuruFocus considers Lifenet Insurance Co to be Modestly Undervalued.
Key valuation signals for LIFNF:
Debt-to-Equity: 0.01
GF Value™: $13.20 vs. price of $11.61 (12% below fair value)
Industry Position: 95% below the Insurance median (#1 of 406)
No single metric tells the full story. See the LIFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifenet Insurance Co is a Japan-based company engaged in the life insurance business. Primarily, it is involved in the underwriting of insurance and asset management. The company's products include Periodic death insurance, Lifetime medical insurance, Cancer insurance, and Unemployment insurance. Additionally, it markets its insurance products and services directly to customers through the internet.
64GF Score
Get the complete analysis for LIFNF
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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