Inter (NAS:INTR) Cash-to-Debt

: 0.71 (As of Jun. 2023)

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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Inter's cash to debt ratio for the quarter that ended in Jun. 2023 was 0.71.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Inter couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2023.

The historical rank and industry rank for Inter's Cash-to-Debt or its related term are showing as below:

INTR' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.71 Med: 2.57 Max: 160.55
Current: 0.71

During the past 8 years, Inter's highest Cash to Debt Ratio was 160.55. The lowest was 0.71. And the median was 2.57.

INTR's Cash-to-Debt is ranked worse than
63.86% of 1411 companies
in the Banks industry
Industry Median: 1.23 vs INTR: 0.71

Inter Cash-to-Debt Historical Data

The historical data trend for Inter's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Inter Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Cash-to-Debt

2.99

2.14

2.50

1.32

1.23

Inter Quarterly Data
	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23
Cash-to-Debt																26.40	35.33	1.23	1.14	0.71

Competitive Comparison

For the Banks - Regional subindustry, Inter's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Annual Data Quarterly Data

Inter Cash-to-Debt Distribution

For the Banks industry and Financial Services sector, Inter's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Inter's Cash-to-Debt falls in comparison to its industry or sector. The grey bar indicates the Cash-to-Debt's extreme value range as defined by GuruFocus.

Inter Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Inter's Cash to Debt Ratio for the fiscal year that ended in Dec. 2022 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	1496.291	/	(0	+	1217.318)
	=	1.23

Inter's Cash to Debt Ratio for the quarter that ended in Jun. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	1047.807	/	(0	+	1479.286)
	=	0.71

Inter (NAS:INTR) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Inter Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Inter's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Inter (NAS:INTR) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Inter & Co Inc (NAS:INTR) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

QN7:Germany INBR32:Brazil

Address

Avenida Barbacena, 1.219, 22nd Floor, Belo Horizonte, MG, BRA, 30 190-131

Website

https://www.bancointer.com.br

Inter & Co Inc operates as a digital bank. The company's segment includes Banking & Spending; Investments; Insurance Brokerage; and Inter Shop & Commerce Plus. It generates maximum revenue from the Banking & Spending.