OSB Group (LSE:OSB) Cash-to-Debt

: 1.66 (As of Dec. 2023)

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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. OSB Group's cash to debt ratio for the quarter that ended in Dec. 2023 was 1.66.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, OSB Group could pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for OSB Group's Cash-to-Debt or its related term are showing as below:

LSE:OSB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 4.98 Max: 43.95
Current: 1.66

During the past 13 years, OSB Group's highest Cash to Debt Ratio was 43.95. The lowest was 0.00. And the median was 4.98.

LSE:OSB's Cash-to-Debt is ranked better than
58.56% of 1443 companies
in the Banks industry
Industry Median: 1.23 vs LSE:OSB: 1.66

OSB Group Cash-to-Debt Historical Data

The historical data trend for OSB Group's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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OSB Group Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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5.50

4.81

5.16

9.89

1.66

OSB Group Semi-Annual Data
	Jun14	Dec14	Jun15	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
Cash-to-Debt	Get a 7-Day Free Trial															5.16	7.17	9.89	4.24	1.66

Competitive Comparison

For the Mortgage Finance subindustry, OSB Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OSB Group Cash-to-Debt Distribution

For the Banks industry and Financial Services sector, OSB Group's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where OSB Group's Cash-to-Debt falls into.

OSB Group Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

OSB Group's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	2343.6	/	(0	+	1411.9)
	=	1.66

OSB Group's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	2343.6	/	(0	+	1411.9)
	=	1.66

OSB Group (LSE:OSB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

OSB Group Cash-to-Debt Related Terms

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OSB Group (LSE:OSB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » OSB Group PLC (LSE:OSB) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

OSBGF:USA OSBl:UK 2UK:Germany

Address

OSB House, Quayside, Maritime, Chatham, Kent, GBR, ME4 4QZ

Website

https://www.osb.co.uk

OSB Group PLC is a specialist mortgage lender, focused on carefully selected segments of the mortgage market. The company provides loans to entities and individuals, secured on residential property held for investment purposes and secured on commercial and semi-commercial properties held for investment purposes or for owner-occupation. It provides development loans to small- and medium-sized developers of residential property. It also provides funding lines (loans) to non-bank finance companies secured against portfolios of financial assets, principally mortgages and leases, and loans under hire purchase, leasing and refinancing arrangements to UK SMEs and small corporates to finance business-critical assets.

OSB Group (LSE:OSB) Headlines

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