Trupanion (Trupanion) Cash-to-Debt

: 2.15 (As of Dec. 2023)

View and export this data going back to 2014. Start your Free Trial

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Trupanion's cash to debt ratio for the quarter that ended in Dec. 2023 was 2.15.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Trupanion could pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Trupanion's Cash-to-Debt or its related term are showing as below:

TRUP' s Cash-to-Debt Range Over the Past 10 Years
Min: 2.15 Med: 6.55 Max: No Debt
Current: 2.15

During the past 13 years, Trupanion's highest Cash to Debt Ratio was No Debt. The lowest was 2.15. And the median was 6.55.

TRUP's Cash-to-Debt is ranked better than
51.45% of 482 companies
in the Insurance industry
Industry Median: 1.87 vs TRUP: 2.15

Trupanion Cash-to-Debt Historical Data

The historical data trend for Trupanion's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Trupanion Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

3.79

No Debt

3.20

2.15

Trupanion Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Cash-to-Debt																3.20	2.35	2.27	2.06	2.15

Competitive Comparison

For the Insurance - Specialty subindustry, Trupanion's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trupanion Cash-to-Debt Distribution

For the Insurance industry and Financial Services sector, Trupanion's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Trupanion's Cash-to-Debt falls into.

Trupanion Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Trupanion's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	277.168	/	(1.35	+	127.58)
	=	2.15

Trupanion's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	277.168	/	(1.35	+	127.58)
	=	2.15

Trupanion (NAS:TRUP) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Trupanion Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Trupanion's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Trupanion (Trupanion) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Trupanion Inc (NAS:TRUP) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

TPW:Germany TPW:Germany

Address

6100 4th Avenue South, Suite 400, Seattle, WA, USA, 98108

Website

https://www.trupanion.com

Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue primarily from subscription fees related to the Company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than our subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions.

Executives

Steve Weinrauch	officer: EVP, North Am & Vet Strategy	6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Melissa Joy Hewitt	officer: General Manager	6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Fawwad Qureshi	officer: Chief Financial Officer	6100 4TH AVENUE S, SEATTLE WA 98108
Michael Doak	director	907 NW BALLARD WAY, SEATTLE WA 98107
Wei Li	officer: Interim CFO	6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Max Broden	director	1932 WYNNTON RD, COLUMBUS GA 31999
Darryl Rawlings	director, officer: Chief Executive Officer	6100 4TH AVENUE SOUTH, SUITE 200, SEATTLE WA 98108
Elizabeth Mclaughlin	director	C/O THE ORIGINAL BARK COMPANY, 221 CANAL ST., FL 6, NEW YORK NY 10013
Paulette R. Dodson	director	PETSMART, INC, 19601 N 27TH AVE, PHOENIX AZ 85027
Emily Dreyer	officer: SVP, Channel Growth	6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Brenna Mcgibney	officer: Chief Administration Officer	309-1277 LYNN VALLEY ROAD, SUITE 400, NORTH VANCOUVER A1 V7J 0A2
Travis Worra	officer: General Manager	6100 4TH AVENUE, SUITE 400, SEATTLE WA 98108
Simon Wheeler	officer: EVP, Trupanion International	4TH FLOOR CHARTER HOUSE, WOODLANDS ROAD, ALTRINCHAM X0 WA14 1HF
John R Gallagher	officer: General Manager	6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Kalpesh Raval	officer: General Manager	6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108