Tyro Payments (ASX:TYR) 3-Year FCF Growth Rate: 0.00% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:TYR Tyro Payments Ltd ASX:TYR
50 GF Score
Price A$0.69
GF Value A$0.98
Valuation Significantly Undervalued
! 6 Warning Signs
View Full Analysis

What is Tyro Payments 3-Year FCF Growth Rate?

Tyro Payments ASX:TYR -2.13% 50 3-Year FCF Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates ASX:TYR with a GF Score™ of 50/100 and a GF Value™ of A$0.98 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,859 Software companies, Tyro Payments ranks worse than 53792.31% on this metric.

Tyro Payments's Free Cash Flow per Share for the six months ended in Jun. 2026 was A$0.01.

During the past 12 months, Tyro Payments's average Free Cash Flow per Share Growth Rate was -158.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.


Tyro Payments  (ASX:TYR) 3-Year FCF Growth Rate Explanation

Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.


Tyro Payments 3-Year FCF Growth Rate Related Terms


ASX:TYR vs MSFT, PLTR, ORCL: 3-Year FCF Growth Rate Comparison

For the Software - Infrastructure subindustry, Tyro Payments's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tyro Payments 3-Year FCF Growth Rate vs Software Industry

For the Software industry and Technology sector, Tyro Payments's 3-Year FCF Growth Rate distribution charts can be found below:

* The bar in red indicates where Tyro Payments's 3-Year FCF Growth Rate falls into.


ASX:TYR
50GF Score
Tyro Payments Ltd ASX:TYR
3-Year FCF Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tyro Payments 3-Year FCF Growth Rate Calculation

This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.

Frequently Asked Questions Learn more about 3-Year FCF Growth Rate →
What does a 3-Year FCF Growth Rate of 0.00% mean?
Tyro Payments (ASX:TYR) has a 3-Year FCF Growth Rate of 0.00% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Tyro Payments and its competitors. According to the industry distribution chart, Tyro Payments ranks #999999 out of 1859 companies in the Software industry.
Is Tyro Payments' 3-Year FCF Growth Rate too high?
Tyro Payments' current 3-Year FCF Growth Rate is 0.00%. Based on the distribution chart, Tyro Payments ranks #999999 out of 1859 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Tyro Payments has a GF Score™ of 50/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' 3-Year FCF Growth Rate compare to MSFT and PLTR?
According to the Software industry distribution chart, Tyro Payments ranks #999999 out of 1859 companies for 3-Year FCF Growth Rate. This places Tyro Payments in the lower half of its industry. The industry median 3-Year FCF Growth Rate is 16.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Software company?
The median 3-Year FCF Growth Rate among Software companies is 16.90, based on 1,859 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Tyro Payments and its competitors. For the Software industry, the median 3-Year FCF Growth Rate is 16.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current 3-Year FCF Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (ASX:TYR) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.98, compared to a current price of A$0.69 — trading 29.6% below its estimated fair value. The current 3-Year FCF Growth Rate is 0.00%. Tyro Payments' overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Tyro Payments (ASX:TYR), the current 3-Year FCF Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tyro Payments (ASX:TYR) Overvalued in 2026?

Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued. The current stock price of A$0.69 is trading 29.6% below its estimated GF Value™ of A$0.98. GuruFocus considers Tyro Payments to be Significantly Undervalued.

Key valuation signals for ASX:TYR:

  • 3-Year FCF Growth Rate: 0.00%
  • GF Value™: A$0.98 vs. price of A$0.69 (29.6% below fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the ASX:TYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tyro Payments Business Description

Other Exchanges TYPMF:USA
Address 55 Market Street, Level 18, Sydney, NSW, AUS, 2000
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
50GF Score

Get the complete analysis for ASX:TYR

3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.69
Price
A$0.98
GF Value