Tyro Payments (ASX:TYR) LT-Debt-to-Total-Asset: 0.05 (As of Dec. 2025)

What is Tyro Payments LT-Debt-to-Total-Asset?

Tyro Payments ASX:TYR -1.25% 80 LT-Debt-to-Total-Asset is 0.05 as of Dec. 2025. GuruFocus rates ASX:TYR with a GF Score™ of 80/100 and a GF Value™ of A$1.08 (Modestly Undervalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Tyro Payments's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.05.

Tyro Payments's long-term debt to total assets ratio declined from Dec. 2024 (0.06) to Dec. 2025 (0.05). It may suggest that Tyro Payments is progressively becoming less dependent on debt to grow their business.

Tyro Payments (ASX:TYR) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Tyro Payments LT-Debt-to-Total-Asset Related Terms

Tyro Payments LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Tyro Payments's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tyro Payments LT-Debt-to-Total-Asset Chart

Tyro Payments Annual Data

Trend

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

LT-Debt-to-Total-Asset

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0.00

0.08

0.07

0.06

0.04

Tyro Payments Semi-Annual Data
	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial									0.06	0.06	0.06	0.04	0.05

80GF Score

Tyro Payments Ltd ASX:TYR

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Tyro Payments LT-Debt-to-Total-Asset Calculation

Tyro Payments's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )	/	Total Assets (A: Jun. 2025 )
	=	24.064	/	547.561
	=	0.04

Tyro Payments's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	22.646	/	482.554
	=	0.05

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.05 mean?

Tyro Payments (ASX:TYR) has a LT-Debt-to-Total-Asset of 0.05 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Tyro Payments and its competitors.

Is Tyro Payments' LT-Debt-to-Total-Asset too high?

Tyro Payments' current LT-Debt-to-Total-Asset is 0.05. Overall, Tyro Payments has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Tyro Payments' LT-Debt-to-Total-Asset compare to MSFT and ORCL?

Tyro Payments' LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Tyro Payments and its competitors. Tyro Payments's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Tyro Payments stock overvalued right now?

Based on GuruFocus' analysis, Tyro Payments (ASX:TYR) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.08, compared to a current price of A$0.79 — trading 26.9% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. Tyro Payments' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Tyro Payments (ASX:TYR), the current LT-Debt-to-Total-Asset is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tyro Payments (ASX:TYR) Overvalued in 2026?

Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued. The current stock price of A$0.79 is trading 26.9% below its estimated GF Value™ of A$1.08. GuruFocus considers Tyro Payments to be Modestly Undervalued.

Key valuation signals for ASX:TYR:

LT-Debt-to-Total-Asset: 0.05
GF Value™: A$1.08 vs. price of A$0.79 (26.9% below fair value)
GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the ASX:TYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tyro Payments Business Description

Industry Technology Software

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Other Exchanges TYPMF:USA

Address 55 Market Street, Level 18, Sydney, NSW, AUS, 2000

Website https://www.tyro.com

Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.

80GF Score

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A$0.79

Price

A$1.08

GF Value

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