FMBH (First Mid Bancshares) Change In Receivables: $-4.9 Mil (TTM As of Mar. 2026)

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FMBH First Mid Bancshares Inc FMBH
61 GF Score
Price $48.44
GF Value $37.57
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Mid Bancshares Change In Receivables?

First Mid Bancshares FMBH -1.76% 61 Change In Receivables is $-4.9 Mil as of Mar. 2026. GuruFocus rates FMBH with a GF Score™ of 61/100 and a GF Value™ of $37.57 (Modestly Overvalued). The stock has 7 warning signs investors should review.

First Mid Bancshares's change in receivables for the quarter that ended in Mar. 2026 was $-2.4 Mil. It means First Mid Bancshares's Accounts Receivable increased by $2.4 Mil from Dec. 2025 to Mar. 2026 .

First Mid Bancshares's change in receivables for the fiscal year that ended in Dec. 2025 was $-1.3 Mil. It means First Mid Bancshares's Accounts Receivable increased by $1.3 Mil from Dec. 2024 to Dec. 2025 .

First Mid Bancshares's Accounts Receivable for the quarter that ended in Mar. 2026 was $46.8 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. First Mid Bancshares's Days Sales Outstanding for the three months ended in Mar. 2026 was 44.71.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. First Mid Bancshares's liquidation value for the three months ended in Mar. 2026 was $-7,487.4 Mil.


First Mid Bancshares  (NAS:FMBH) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

First Mid Bancshares's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=46.753/95.419*91
=44.71

2. In Ben Graham's calculation of liquidation value, First Mid Bancshares's accounts receivable are only considered to be worth 75% of book value:

First Mid Bancshares's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=689.53-8211.991+0.75 * 46.753+0.5 * 0
=-7,487.4

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Mid Bancshares Change In Receivables Related Terms


First Mid Bancshares Change In Receivables Historical Data

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The historical data trend for First Mid Bancshares's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Mid Bancshares Change In Receivables Chart

First Mid Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.38 -6.72 -2.70 -3.56 -1.31

First Mid Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.19 -0.55 -3.63 1.69 -2.40
FMBH
61GF Score
First Mid Bancshares Inc FMBH
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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First Mid Bancshares Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-4.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-4.9 Mil mean?
First Mid Bancshares (FMBH) has a Change In Receivables of $-4.9 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for First Mid Bancshares and its competitors.
Is First Mid Bancshares' Change In Receivables too high?
First Mid Bancshares' current Change In Receivables is $-4.9 Mil. Overall, First Mid Bancshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Mid Bancshares' Change In Receivables compare to CTBI and PFBC?
First Mid Bancshares' Change In Receivables of $-4.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for First Mid Bancshares and its competitors. First Mid Bancshares's current Change In Receivables is $-4.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Mid Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Mid Bancshares (FMBH) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.57, compared to a current price of $48.44 — trading 28.9% above its estimated fair value. The current Change In Receivables is $-4.9 Mil. First Mid Bancshares' overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For First Mid Bancshares (FMBH), the current Change In Receivables is $-4.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Mid Bancshares (FMBH) Overvalued in 2026?

Based on GuruFocus' analysis, First Mid Bancshares stock appears to be overvalued. The current stock price of $48.44 is trading 28.9% above its estimated GF Value™ of $37.57. GuruFocus considers First Mid Bancshares to be Modestly Overvalued.

Key valuation signals for FMBH:

  • Change In Receivables: $-4.9 Mil
  • GF Value™: $37.57 vs. price of $48.44 (28.9% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the FMBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Mid Bancshares Business Description

Address 1421 Charleston Avenue, Mattoon, IL, USA, 61938
First Mid Bancshares Inc is a United States based financial holding company. Through its wholly-owned subsidiary, First Mid Bank, it is engaged in the business of banking. The company offers trust, farm services, investment services, and retirement planning through its wholly owned subsidiary, it also provides data processing services to affiliates and insurance products and services to customers through its subsidiary. The company's operations cover community banking, wealth management and insurance services. Key revenue is derived from the provision of community banking services.
61GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.44
Price
$37.57
GF Value